253 Croydon Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 253 Croydon Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1959
Lot Size	0.294 acres (12,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Dec 2024)
Tax Bill	$13,998 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-250-08-00`

Property Details

APN / Parcel Number

Primary APN	`486-250-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,058 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	12,800 sqft (0.294 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	253 CROYDON LN
City	EL CAJON
State	CA
Zip	92020-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 65 TR 002803
Legal Subdivision	CROYDON LANE SUB
Legal Tract	002803
Legal Block	1
Legal Lot Number	65
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	253 CROYDON LN, EL CAJON, CA 92020-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Mar 18, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Jun 17, 2019	Grant Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	2024341251
Prior Transfer Date	Oct 10, 2012
Prior Transfer Doc	0000705366
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	253 CROYDON LN, EL CAJON, CA 92020-2209
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 CROYDON LN, EL CAJON, CA 92020-2209

Mortgage

Document Number	0000307655
Date	Oct 31, 2025
Instrument	2025-0307655

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	253 CROYDON LN, EL CAJON, CA 92020-2209
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 CROYDON LN, EL CAJON, CA 92020-2209

Mortgage

Document Number	0000121736
Date	Mar 18, 2022
Instrument	2022-0121736

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2019
Property Address	253 CROYDON LN, EL CAJON, CA 92020-2209
Document Number	0000234454
Instrument Date	May 19, 2019
Instrument	234454
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	253 CROYDON LN EL CAJON CA 920202209, EL CAJON, CA 92020-2209

Mortgage

Document Number	234455
Date	Jun 17, 2019
Instrument	234455

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,173,000 (+2%) Land $714,000 Building $459,000
2025	$13,998.00 (+40.25%)	$1,150,000 (+47.13%) Land $700,000 Building $450,000
2023	$9,981.00 (-1.08%)	$781,633 Land $356,186 Building $425,447
2022	$10,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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