198 Croydon Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 198 Croydon Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,162 sqft · built 1960
Lot Size	0.197 acres (8,600 sqft)
Owner	Individual Name on Record
Last Sale	$1,060,000 (Nov 2025)
Tax Bill	$9,453 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`486-170-11-00`

Property Details

APN / Parcel Number

Primary APN	`486-170-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,162 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,600 sqft (0.197 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	198 CROYDON LN
City	EL CAJON
State	CA
Zip	92020-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 11 TR 002803
Legal Subdivision	CROYDON LANE SUB
Legal Tract	002803
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2012
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 CROYDON LN, EL CAJON, CA 92020-2208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2024	Deed of Trust, Mortgage · Commercial Mortgage CHURCHILL FUNDING I LLC
Nov 6, 2025	Grant Deed, Transfer · Conventional Mortgage HOMEPLUS CORP
Nov 15, 2023	Grant Deed, Transfer · Commercial Mortgage QUANTA FINANCE LLC
Oct 23, 2018	Grant Deed, Transfer · Line of Credit HOOPER FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Nov 15, 2023 · Amount on Record
Deed Document Number	2025314543
Prior Transfer Date	Jun 29, 1995
Prior Transfer Doc	0000296065
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	198 CROYDON LN, EL CAJON, CA 92020-2208
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE BUIL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10029 SOPHIA AVE, NORTH HILLS, CA 91343-1310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000331338
Date	Nov 27, 2024
Instrument	2024-0331338

Lender

Name	CHURCHILL FUNDING I LLC
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2025

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2025
Property Address	198 CROYDON LN, EL CAJON, CA 92020-2208
Document Number	0000314543
Map Reference	MAP 2803
Instrument Date	Oct 24, 2025
Instrument	2025-0314543
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST CMRC TITLE COMPANY, FIRST AMER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CROYDON LN, EL CAJON, CA 92020-2208

Mortgage

Document Number	0000314544
Date	Nov 6, 2025
Instrument	2025-0314544

Lender

Name	HOMEPLUS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2023
Property Address	198 CROYDON LN, EL CAJON, CA 92020-2208
Document Number	0000318491
Map Reference	MAP 2803
Instrument Date	Nov 2, 2023
Instrument	2023-0318491
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000318492
Date	Nov 15, 2023
Instrument	2023-0318492

Lender

Name	QUANTA FINANCE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2018
Property Address	198 CROYDON LN, EL CAJON, CA 92020-2208
Document Number	0000441699
Instrument Date	Oct 11, 2018
Instrument	441699
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CROYDON LN EL CAJON CA 920202208, EL CAJON, CA 92020-2208

Mortgage

Document Number	441700
Date	Oct 23, 2018
Instrument	441700

Lender

Name	HOOPER FAMILY TRUST (PT)
Address	9204 GASCONY CT, BAKERSFIELD, CA 93311-1577

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,060,000 (+39.87%) Land $600,000 Building $460,000
2025	$9,453.00 (+71.9%)	$757,859 (+72.26%) Land $417,884 Building $339,975
2023	$5,499.00	$439,947 Land $242,587 Building $197,360
2022	$5,499.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Croydon Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures