Watauga County property record for 253 Chestnut Dr, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,048 sqft · built 1971 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,000 (Jun 2010) |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2910-39-5294-000 |
| Primary APN | 2910-39-5294-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 1,236 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1646889 |
|---|---|
| Street Address | 253 CHESTNUT DR |
| City | BOONE |
| State | NC |
| Zip | 28607-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOR1 |
| Legal Subdivision | H J HARDING SUBDIVISION |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 920400 |
Source: Watauga County records · APN 2910-39-5294-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 253 CHESTNUT DR, BOONE, NC 28607-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on Record |
| Deed Sale | Jun 30, 2010 · Amount on Record |
| Prior Sale | Jul 11, 2006 · Amount on Record |
| Deed Document Number | 201052780 |
| Deed Book / Page | 1517 / 717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Apr 01, 2026 |
| Property Address | 253 CHESTNUT DR, BOONE, NC 28607-3906 |
| Document Number | 0000758675 |
| Book / Page | 2479 / 112 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026758675 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 253 CHESTNUT DR, BOONE, NC 28607-3906 |
| Investor | Possibly a Property Investor |
| Document Number | 0000758675, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 2479/112 |
| Instrument | 2026758675 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 253 CHESTNUT DR, BOONE, NC 28607-3906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021130365 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 2113/365 |
| Instrument | 693635 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 253 CHESTNUT DR, BOONE, NC 28607-3906 |
| Document Number | 0019840323 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 253 CHESTNUT DR BOONE NC 286073906, BOONE, NC 28607-3906 |
| Document Number | 0019840323 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 001984/000323 |
| Instrument | 670872 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Boone Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,788.00 (-28.7%) | $346,700 (-) Land $47,000 Building $299,700 | |
| 2024 | $3,910.00 | $346,700 Land $47,000 Building $299,700 | |
| 2023 | $346,700 Land $47,000 Building $299,700 |
Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1989–2025) |
| Claims Outside the SFHA | 12 of 20 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Loretto Telephone Company, T-Mobile USA.
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BOONE serves 19,811 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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