Watauga County property record for 190 Chestnut Dr, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,268 sqft · built 1967 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $512,500 (May 2025) |
| Tax Bill | $2,373 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2910-39-8092-000 |
| Primary APN | 2910-39-8092-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,296 sqft |
| Finished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 57 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 1865971 |
|---|---|
| Street Address | 190 CHESTNUT DR |
| City | BOONE |
| State | NC |
| Zip | 28607-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOR1 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 920400 |
190 Chestnut Dr is owned by two individuals who bought it in May 2025.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2016 WRIGHTSVILLE AVE, WILMINGTON, NC 28403-2152 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK |
| Apr 15, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on File |
| Deed Sale | May 5, 2025 · Amount on File |
| Prior Sale | Feb 7, 2020 · Amount on File |
| Deed Document Number | 2025749692 |
| Deed Book / Page | 2430 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 5, 2025 |
| Property Address | 190 CHESTNUT DR, BOONE, NC 28607-3903 |
| Document Number | 0024300001 |
| Book / Page | 2430 / 1 |
| Instrument Date | May 1, 2025 |
| Instrument | 749692 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86 SOVEREIGN LN, FAIRVIEW, NC 28730-6200 |
| Name | Verified Name |
|---|---|
| Address | 2016 WRIGHTSVILLE AVE, WILMINGTON, NC 28403-2152 |
| Document Number | 0000749693 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 749693 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 190 CHESTNUT DR, BOONE, NC 28607-3903 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 86 SOVEREIGN LN, FAIRVIEW, NC 28730-6200 |
| Document Number | 0021820838 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 2182/838 |
| Instrument | 704986 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 190 Chestnut Dr was $2,373.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Boone Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,500 (-) Land $39,700 Building $274,800 | ||
| 2025 | $2,373.00 | $314,500 Land $39,700 Building $274,800 | |
| 2024 | $314,500 Land $39,700 Building $274,800 | ||
| 2023 | $314,500 Land $39,700 Building $274,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Chestnut Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1989–2025) |
| Claims Outside the SFHA | 12 of 20 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Chestnut Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOONE serves 19,811 people · EPA ID NC0195010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Skyline Telephone, T-Mobile.
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