2525 River Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2525 River Rd, Decorah, IA 52101

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,005 sqft · built 1860
Lot Size	0.32 acres (13,938 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Sep 2025)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111331000400`

Property Details

APN / Parcel Number

Primary APN	`111331000400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,005 sqft Total Area
1st Floor Area	950 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,938 sqft (0.32 acres)
Lot Dimensions	92 ft deep x 148 ft wide
Garage Type	Detached
Garage Area	1,125 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2525 RIVER RD
City	DECORAH
State	IA
Zip	52101-7306
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 1 OF 1 OF 1 NW SW
Legal Range	08W
Legal Township	98N
Legal Section	13
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4011
Census Tract	950200

Owner

Source: Winneshiek County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	803 RAVINE ST, DECORAH, IA 52101-2253
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
Jun 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK & TRUST NA
Jun 1, 2021	Warranty Deed, Transfer
Oct 31, 2019	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	20252221
Deed Book / Page	2025 / 2221
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	02019/3154
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2525 RIVER RD, DECORAH, IA 52101-7306
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 RAVINE ST, DECORAH, IA 52101-2253

Mortgage

Document Number	02025/2222
Date	Sep 5, 2025
Book Page	2025/2222
Instrument	2025 2222

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Aug 29, 2028

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2525 RIVER RD, DECORAH, IA 52101-7306
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2368
Date	Jun 11, 2021
Book Page	2021/2368
Instrument	2021 2368

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 1, 2021
Property Address	2525 RIVER RD, DECORAH, IA 52101-7306
Document Number	02021/2218
Book / Page	2021 / 2218
Instrument Date	May 25, 2021
Instrument	2021 2218
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 31, 2019
Property Address	2525 RIVER RD, DECORAH, IA 52101-7306
Document Number	02019/3154
Book / Page	2019 / 3154
Instrument Date	Oct 31, 2019
Instrument	3154
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 RIVER RD, DECORAH, IA 52101-7306

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00	$201,910 (+15.13%) Land $24,450 Building $177,460	$201,910 (+15.13%) Land $24,450 Building $177,460
2024	$2,160.00 (+6.72%)
2023		$175,370 (+15.05%) Land $24,450 Building $150,920	$175,370 (+15.05%) Land $24,450 Building $150,920
2022	$2,024.00	$152,430 Land $20,370 Building $132,060
2021			$152,430 Land $20,370 Building $132,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT WATER DISTRICT public/private · serves 775 people · EPA ID IA9630001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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