25284 E Lenox Cir, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25284 E Lenox Cir, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 2020
Lot Size	0.183 acres (7,993 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Nov 2020)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`41-23-08-228-019`

Property Details

APN / Parcel Number

Primary APN	`41-23-08-228-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,336 sqft
Flooring	Covered

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,993 sqft (0.183 acres)
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	25284 E LENOX CIR
City	PUNTA GORDA
State	FL
Zip	33950-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF10
Legal Description	WFE 02B 0000 0496 WATERFORD ESTATES SEC2B BLK0000 LT496 E4481/612 4503/680 4656/1156
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Lot Number	496
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1069
Census Tract	10302

Owner

25284 E Lenox Cir is owned and occupied by an individual who bought it in November 2020.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	25284 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Nov 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Nov 8, 2019 · Amount on File
Deed Document Number	2868873
Deed Book / Page	4656 / 1156
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 3, 2020
Property Address	25284 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Document Number	0046561156
Book / Page	4656 / 1156
Map Reference	MB 22 PG 17-A-17-F
Instrument Date	Oct 30, 2020
Instrument	2868873
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C #100100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25284 E LENOX CIR, PUNTA GORDA, FL 33950-1335

Mortgage

Document Number	0046561157
Date	Nov 3, 2020
Instrument	4656/1157

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 8, 2019
Property Address	25284 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Document Number	0045030680
Book / Page	004503 / 000680
Instrument Date	Nov 6, 2019
Instrument	2759071
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35,966.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 25284 E Lenox Cir was $2,837 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,837.00 Homeowner's exemption	$228,077	$342,024 Land $50,000 Building $292,024
2023	$4,489.00 (+2.79%) Homeowner's exemption	$215,193 (+3%)	$330,734 (+40.35%) Land $47,000 Building $283,734
2022	$4,367.00 Homeowner's exemption	$208,925	$235,649 Land $22,950 Building $212,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25284 E Lenox Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25284 E Lenox Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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