25280 E Lenox Cir, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25280 E Lenox Cir, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 2020
Lot Size	0.183 acres (7,993 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2023)
Tax Bill	$4,430 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-23-08-228-018`

Property Details

APN / Parcel Number

Primary APN	`41-23-08-228-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,289 sqft
Flooring	Covered

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,993 sqft (0.183 acres)
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	25280 E LENOX CIR
City	PUNTA GORDA
State	FL
Zip	33950-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF10
Legal Description	WFE 02B 0000 0495 WATERFORD ESTATES SEC2B BLK0000 LT 495 E4481/612 4503/680 4605/1751 3274787
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Lot Number	495
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1069
Census Tract	10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25280 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Jul 25, 2020	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC
Nov 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Jul 25, 2020 · Amount on Record
Deed Document Number	3274787
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 6, 2023
Property Address	25280 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Document Number	0003274787
Map Reference	MB 22 PG 17A-17F
Instrument Date	Jun 5, 2023
Instrument	3274787
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ESQUIRE LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 S MAIN ST, BARRE, VT 05641-4829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25280 E LENOX CIR, PUNTA GORDA, FL 33950-1335

Mortgage

Document Number	0003274788
Date	Jun 6, 2023
Instrument	3274788

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 25, 2020
Property Address	25280 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Document Number	0046051751
Book / Page	004605 / 001751
Instrument Date	Jul 23, 2020
Instrument	2833842
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 3, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$1,582.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25280 E LENOX CIR PUNTA GORDA FL 339501335, PUNTA GORDA, FL 33950-1335

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 8, 2019
Property Address	25280 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Document Number	0045030680
Book / Page	004503 / 000680
Instrument Date	Nov 6, 2019
Instrument	2759071
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$35,966.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,430.00 (-27.7%)	$293,699 (+19.77%)	$340,452 (+3.63%) Land $50,000 Building $290,452
2023	$6,127.00 (+15.67%)	$245,209 (+4.53%)	$328,514 (+40.04%) Land $47,000 Building $281,514
2022	$5,297.00	$234,580 Land $22,950 Building $211,630	$234,580 Land $22,950 Building $211,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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