2528 Lucia Ct, Laredo, TX 78041 Property Records

Webb County property record for 2528 Lucia Ct, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,992 sqft · built 2022
Lot Size	0.124 acres (5,403 sqft)
Owner	2 Individual Names on File
Last Sale	$348,088 (Jul 2022)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`987-76002-170`

Property Details

APN / Parcel Number

Primary APN	`987-76002-170`
Alternative APN	`785645`

Interior

Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,992 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,403 sqft (0.124 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft

Location & Zoning

Street Address	2528 LUCIA CT
City	LAREDO
State	TX
Zip	78041-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAMFORD HEIGHTS SUBD. PHASE I BLK 2 LOT 17
Legal Subdivision	STAMFORD HEIGHTS SUBD. PHASE I
Legal Phase	I
Legal Block	2
Legal Lot Number	17
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1004
Census Tract	1602

Owner

2528 Lucia Ct is owned and occupied by two individuals who bought it in July 2022.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2528 LUCIA CT, LAREDO, TX 78041-2166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Vendor's Lien, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC
Sep 21, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Deed Document Number	20221474418
Deed Book / Page	5314 / 637
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 20, 2022
Property Address	2528 LUCIA CT, LAREDO, TX 78041-2166
Document Number	005314/637
Book / Page	5314 / 637
Map Reference	VOL 37 PG 60&61
Instrument Date	Jul 18, 2022
Instrument	1474418
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 LUCIA CT, LAREDO, TX 78041-2166
Investor	Possibly a Property Investor

Mortgage

Document Number	0001474419
Date	Jul 20, 2022
Instrument	1474419

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Sep 21, 2020
Property Address	2528 LUCIA CT, LAREDO, TX 78041-2166
Document Number	004866/340
Book / Page	4866 / 340
Map Reference	VOL 37 PG 60&61
Instrument Date	Sep 14, 2020
Instrument	1404688
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 CORNELL AVE, MCALLEN, TX 78504-6078

Tax Assessment & Valuation

The 2025 property tax bill for 2528 Lucia Ct was $1,915 with a homeowner's exemption, down 12.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,000 (-3.32%) Land $66,565 Building $299,435	$366,000 (-3.32%) Land $66,565 Building $299,435
2025	$1,915.00 (-12.76%) Homeowner's exemption	$378,572 Land $66,565 Building $312,007	$378,572 Land $66,565 Building $312,007
2024	$2,195.00
2023		$323,510 Land $61,648 Building $261,862	$323,510 Land $61,648 Building $261,862
2022	$417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2528 Lucia Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2528 Lucia Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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