2525 Lucia Ct, Laredo, TX 78041 Property Records

Webb County property record for 2525 Lucia Ct, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 2020
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,300 (Jan 2022)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987-76003-090`

Property Details

APN / Parcel Number

Primary APN	`987-76003-090`
Alternative APN	`785714`

Interior

Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,237 sqft
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	197 sqft

Location & Zoning

Street Address	2525 LUCIA CT
City	LAREDO
State	TX
Zip	78041-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAMFORD HEIGHTS SUBD. PHASE I BLK 3 LOT 9
Legal Subdivision	STAMFORD HEIGHTS SUBD. PHASE I
Legal Phase	I
Legal Block	3
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1004
Census Tract	1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2525 LUCIA CT, LAREDO, TX 78041-2166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Vendor's Lien, Transfer · VA Mortgage PANORAMA MORTGAGE GROUP LLC
Feb 22, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	20221455994
Deed Book / Page	5199 / 340
Record Updated	Oct 29, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 26, 2022
Property Address	2525 LUCIA CT, LAREDO, TX 78041-2166
Document Number	005199/340
Book / Page	5199 / 340
Map Reference	VOL 37 PG 60&61
Instrument Date	Jan 20, 2022
Instrument	1455994
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	NOT AVAILABLE, GCT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 O HENRY DR, LAREDO, TX 78041-2154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 LUCIA CT, LAREDO, TX 78041-2166

Mortgage

Document Number	0001455995
Date	Jan 26, 2022
Instrument	1455995

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 22, 2021
Property Address	2525 LUCIA CT, LAREDO, TX 78041-2166
Document Number	004960/341
Book / Page	4960 / 341
Map Reference	VOL 37 PG 60&61
Instrument Date	Feb 19, 2021
Instrument	1419210
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 LUCIA CT, LAREDO, TX 78041-2166

Mortgage

Document Number	0001419211
Date	Feb 22, 2021
Instrument	1419211

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,416 (-0.5%) Land $67,760 Building $283,656	$351,416 (-0.5%) Land $67,760 Building $283,656
2025	$1,726.00 (-16.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$353,199 (+16.66%) Land $67,760 Building $285,439	$353,199 (+16.66%) Land $67,760 Building $285,439
2024	$2,073.00 (+7.3%)
2023		$302,752 Land $62,755 Building $239,997	$302,752 Land $62,755 Building $239,997
2022	$1,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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