2528 Freshwater Rd, Eureka, CA 95503 Property Records

Humboldt County property record for 2528 Freshwater Rd, Eureka, CA 95503

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,437 sqft · built 1989
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405-211-010-000`

Property Details

APN / Parcel Number

Primary APN	`405-211-010-000`
Alternative APN	`40521110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,437 sqft Living Area

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	40521110
Street Address	2528 FRESHWATER RD
City	EUREKA
State	CA
Zip	95503-9563
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS
Legal Description	/S3T4NR1E0 T 4N R 1E SEC 471982C 1982C B N 620007B C
Legal Range	01E
Legal Township	04N
Jurisdiction	HUMBOLDT CA
Township / Civil Division	EUREKA
Census Block Group	2
Census Block	2026
Census Tract	10600

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2528 FRESHWATER RD, EUREKA, CA 95503-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2001
Deed Sale	Jul 12, 2001
Deed Document Number	2001-017125-02
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2528 FRESHWATER RD, EUREKA, CA 95503-9563
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 FRESHWATER RD, EUREKA, CA 95503-9563

Mortgage

Document Number	0000013740
Date	Jul 20, 2022
Instrument	2022-013740

Lender

Name	COAST CENTRAL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Elementary School District	Garfield Elementary School District (KG - 06)
Secondary School District	Eureka City Unified School District (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,118.00 (+28.93%) Homeowner's exemption	$374,742 (+23.72%) Land $39,812 Building $334,930
2023	$3,194.00 (-3.12%) Homeowner's exemption	$302,903 Land $38,267 Building $264,636
2022	$3,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1995–2025)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT C.S.D. serves 19,775 people · EPA ID CA1210009
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freshwater Rd

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