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2481 Freshwater Rd, Eureka, CA 95503 Property Records

Humboldt County property record for 2481 Freshwater Rd, Eureka, CA 95503

Property Summary

Property TypeRural Home
Details2,039 sqft · built 1904
Lot Size0.93 acres (40,510 sqft)
Owner2 Company Names on File
Last Sale$620,000 (Jan 2026)
Tax Bill$2,879 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN405-221-018-000

Property Details

APN / Parcel Number

Primary APN405-221-018-000
Alternative APN
  • 40522118

Interior

Stories2 Stories
Building Area2,039 sqft Living Area
Gross Area2,351 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1954
Construction TypeWood
Lot Area40,510 sqft (0.93 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address2481 FRESHWATER RD
CityEUREKA
StateCA
Zip95503-9419
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRS
Legal DescriptionSUB: 1111, PARCEL MAP PLAT BOOK: P9 PLAT PAGE: 149 LOT: 2
Legal Block2
Legal Lot Number2
JurisdictionHUMBOLDT CA
Township / Civil DivisionEUREKA
Census Block Group2
Census Block2014
Census Tract10600

Owner

Source: Humboldt County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4705 DICKSON DR, EUREKA, CA 95503-8816
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 28, 2026Grant Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Deed Document Number20261232
Prior Transfer DateNov 30, 2012
Prior Transfer Doc0000000857
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address2481 FRESHWATER RD, EUREKA, CA 95503-9419
Transaction TypeMortgage
Record UpdatedFeb 18, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2481 FRESHWATER RD, EUREKA, CA 95503-9419

Mortgage

Document Number0000001136
DateJan 19, 2022
Instrument2022-001136
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateJan 28, 2026
Property Address2481 FRESHWATER RD, EUREKA, CA 95503-9419
Document Number0000001232
Map ReferenceMB 9 PG 149
Instrument DateJan 9, 2026
Instrument2026-001232
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7194 DAVID AVE, EUREKA, CA 95503-7007

Mortgage

Document Number0000001233
DateJan 28, 2026
Instrument2026-001233
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Elementary School DistrictGarfield Elementary School District (KG - 06)
Secondary School DistrictEureka City Unified School District (7-12) (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,879.00 (+5.07%)$259,015 (+4.04%) Land $56,612 Building $202,403
2024$2,740.00 (+4.14%)
2023$2,631.00 (-2.95%) Homeowner's exemption$248,959 Land $54,414 Building $194,545
2022$2,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims8 (1995–2025)
Claims Outside the SFHA2 of 8
Most Recent ClaimDec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUMBOLDT C.S.D.
serves 19,775 people · EPA ID CA1210009
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable		940 / 35
101Netlink
Fixed Wireless		100 / 20

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