2527 Cook Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2527 Cook Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,062 sqft · built 1962
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$95,400 (Sep 2017)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
APN	`03-8.0-28-004-002-061.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-004-002-061.000`

Interior

Building Area	1,062 sqft Base Area
1st Floor Area	1,062 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	234 ft deep x 84 ft wide

Location & Zoning

Street Address	2527 COOK RD
City	SAINT JOSEPH
State	MO
Zip	64505-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILLDALE ADDITION LOT:23 BLK:LGL DESC:E 84' OF L23 & 24
Legal Subdivision	HILLDALE ADDITION
Legal Lot Number	23
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3021
Census Tract	200

Owner

2527 Cook Rd is owned by an individual who bought it in September 2017.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2827 COOK RD, SAINT JOSEPH, MO 64506
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2017 · Amount on File
Deed Sale	Sep 11, 2017 · Amount on File
Prior Sale	Jan 21, 2010 · Amount on File
Deed Document Number	20178928
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	2017008928
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 11, 2017
Property Address	2527 COOK RD, SAINT JOSEPH, MO 64505-1411
Document Number	2017008928
Instrument Date	Aug 31, 2017
Instrument	2017008928
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 COOK RD, SAINT JOSEPH, MO 64506

Mortgage

Document Number	2017008929
Date	Sep 11, 2017
Instrument	2017008929

Lender

Name	CARRINGTON MORTGAGE SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2527 Cook Rd was $1,045, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,045.00 (+0.1%)	$14,450 Land $4,100 Building $10,350	$76,040 Land $21,560 Building $54,480
2024	$1,044.00 (+27.01%)
2023	$822.00 (-0.6%)	$12,370 (-) Land $4,100 Building $8,270	$65,060 Land $21,560 Building $43,500
2022	$827.00	$12,370 Land $4,100 Building $8,270
2021			$65,060 Land $21,560 Building $43,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2527 Cook Rd; there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2527 Cook Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20