2526 Cook Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2526 Cook Rd, Saint Joseph, MO 64505 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2019
Square Footage	3,299 sqft Base Area
Lot Size	824,155 sqft (18.9 acres)
Occupancy	Owner Occupied
Tax Bill	$9,422.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-8.0-33-001-000-006.001`

Interior

Building Area	3,299 sqft Base Area
1st Floor	3,299 sqft 1st Floor

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	824,155 sqft (18.9 acres)

Location & Zoning

Street Address	2526 COOK RD
City	SAINT JOSEPH
State	MO
Zip	64505-1412
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	33-58-35NESUB:CHAPEL HILL SUB LOT:1 BLK:LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	33
Legal Subdivision	CHAPEL HILL SUB
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Minor Civil Division	WASHINGTON
Census Blockgroup	2
Census Block	2002
Census Tract	200

Owner

Source: Buchanan County records · APN 03-8.0-33-001-000-006.001

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2526 COOK RD, SAINT JOSEPH, MO 64505-1412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2019
Deed Sale	Oct 21, 2019
Deed Doc Number	20199129
Deed Book / Page	3742 / 676
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2526 COOK RD, SAINT JOSEPH, MO 64505-1412
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003742/734
Date	Oct 22, 2019
Book Page	3742/734
Instrument	2019009187

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 18, 2025
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	7.25%
Index	LIBOR

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,422.00 (+0.01%)	$131,220 (+6%) Land $24,620 Building $106,600	$690,630 (+6%) Land $129,600 Building $561,030
2024	$9,421.00 (+15.61%)
2023	$8,149.00 (-0.66%)	$123,790 (-) Land $24,620 Building $99,170	$651,540 (-) Land $129,600 Building $521,940
2022	$8,203.00	$123,790 Land $24,620 Building $99,170
2021			$651,540 Land $129,600 Building $521,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 54% of Missouri
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.