2525 Harvey St, Duluth, MN 55811 Property Records

St. Louis County property record for 2525 Harvey St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1950
Lot Size	0.365 acres (15,901 sqft)
Owner	Individual Name on Record
Last Sale	$266,500 (Sep 2023)
Tax Bill	$3,454 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2060-00440`

Property Details

APN / Parcel Number

Primary APN	`010-2060-00440`
Alternative APNs	`1110690` `1153247`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Gross Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	15,901 sqft (0.365 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	42 sqft
Deck Area	170 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1153247
Street Address	2525 HARVEY ST
City	DULUTH
State	MN
Zip	55811-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 BLOCK:012 SERIAL #
Legal Subdivision	HARBOR VIEW FIRST ADD DULUTH
Legal Block	12
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2525 HARVEY ST, DULUTH, MN 55811-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU
Jun 11, 2021	Warranty Deed, Transfer · VA Mortgage REGENT FINANCIAL GROUP INC
Nov 7, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	20231072865
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 28, 2023
Property Address	2525 HARVEY ST, DULUTH, MN 55811-2908
Document Number	0001072865
Instrument Date	Jul 31, 2023
Instrument	1072865
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$879.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 HARVEY ST, DULUTH, MN 55811-2908

Mortgage

Document Number	0001072867
Date	Sep 28, 2023
Instrument	1072867

Lender

Name	NORTH SHORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 2, 2043

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 11, 2021
Property Address	2525 HARVEY ST, DULUTH, MN 55811-2908
Document Number	0001042045
Instrument Date	May 7, 2021
Instrument	1042045
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$754.88
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 HARVEY ST, DULUTH, MN 55811-2908

Mortgage

Document Number	0001042046
Date	Jun 11, 2021
Instrument	1042046

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 7, 2017
Property Address	2525 HARVEY ST, DULUTH, MN 55811-2908
Document Number	000T991842
Instrument Date	Oct 27, 2017
Instrument	T991842
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	STATE LOUIS COMPANY TITLE (SLCTC)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 HARVEY ST DULUTH MN 558112908, DULUTH, MN 55811-2908

Mortgage

Document Number	T991843
Date	Nov 7, 2017
Instrument	T991843

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,454.00 (+7.2%)
2025	$3,222.00 (+3.47%)	$270,100 (+15.38%) Land $36,300 Building $233,800	$270,100 (+15.38%) Land $36,300 Building $233,800
2024		$234,100 (+13.2%) Land $45,200 Building $188,900	$234,100 (+13.2%) Land $45,200 Building $188,900
2023	$3,114.00
2022		$206,800 (+34.02%) Land $51,500 Building $155,300	$206,800 (+34.02%) Land $51,500 Building $155,300
2021		$154,300 Land $43,900 Building $110,400	$154,300 Land $43,900 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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