2515 Harvey St, Duluth, MN 55811 Property Records

St. Louis County property record for 2515 Harvey St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,287 sqft · built 1953
Lot Size	0.365 acres (15,901 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Jul 2020)
Tax Bill	$3,636 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2060-00420`

Property Details

APN / Parcel Number

Primary APN	`010-2060-00420`
Alternative APN	`1092404`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,287 sqft Gross Area
1st Floor Area	858 sqft
Basement Area	429 sqft
Finished Basement	429 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	15,901 sqft (0.365 acres)
Garage Area	512 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	319 sqft
Deck Area	110 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1092404
Street Address	2515 HARVEY ST
City	DULUTH
State	MN
Zip	55811-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:012 SERIAL #
Legal Subdivision	HARBOR VIEW FIRST ADDITION
Legal Block	12
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	2300

Owner

2515 Harvey St is owned and occupied by an individual who bought it in July 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2515 HARVEY ST, DULUTH, MN 55811-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/CMRC
Sep 17, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Sep 17, 2019 · Amount on File
Deed Document Number	20201025841
Prior Transfer Date	Aug 6, 2005
Prior Transfer Doc	0000803970
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 14, 2020
Property Address	2515 HARVEY ST, DULUTH, MN 55811-2908
Document Number	00T1025841
Instrument Date	Jul 7, 2020
Instrument	T1025841
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2515 HARVEY ST DULUTH MN 558112908, DULUTH, MN 55811-2908

Mortgage

Document Number	T1025842
Date	Jul 14, 2020
Instrument	T1025842

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2019
Property Address	2515 HARVEY ST, DULUTH, MN 55811-2908
Document Number	00T1015107
Instrument Date	Sep 13, 2019
Instrument	T1015107
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.17
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2515 HARVEY ST DULUTH MN 558112908, DULUTH, MN 55811-2908

Mortgage

Document Number	T1015108
Date	Sep 17, 2019
Instrument	T1015108

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2515 Harvey St was $3,636 with a homeowner's exemption, up 8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,636.00 (+7.96%) Homeowner's exemption
2025	$3,368.00 (+2.37%) Homeowner's exemption	$305,500 (+15.24%) Land $36,300 Building $269,200	$305,500 (+15.24%) Land $36,300 Building $269,200
2024	$3,290.00	$265,100 Land $45,100 Building $220,000	$265,100 Land $45,100 Building $220,000
2022		$242,200 Land $51,500 Building $190,700	$242,200 Land $51,500 Building $190,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2515 Harvey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2515 Harvey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Harvey St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures