2525 E Lake Rd, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 2525 E Lake Rd, Palm Harbor, FL 34685

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 8,185 sqft · built 1997
Lot Size1.37 acres (59,668 sqft)
OwnerCompany Name on Record
Last Sale$2,900,000 (Oct 2025)
Tax Bill$36,159 (2025)
Deeds & MortgagesOct 2025 Sale
Jan 2020 Line of Credit
Flood ZoneZone A (high risk)
APNC62-000-757-9622-7

Property Details

APN / Parcel Number

Primary APNC62-000-757-9622-7
Alternative APNs
  • 34-27-16-00000-320-0110
  • 271634000003200110
  • 162734000003200110
  • R370243

Interior

Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Units112 Units
Stories1 Story
Building Area8,185 sqft Gross Area
1st Floor Area4,794 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGambrel
Roof MaterialMetal
Lot Area59,668 sqft (1.37 acres)
Garage TypeAttached
Garage Area750 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area380 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemCentral

Location & Zoning

Account NumberR370243
Street Address2525 E LAKE RD
CityPALM HARBOR
StateFL
Zip34685-2027
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeRPD5
Legal DescriptionTHAT PART OF SW 1/4 OF SEC 34-27-16 & SE 1/4 OF SEC 33-27-16 DESC FROM SW COR OF SEC 34 TH N09E2429E 1363.96FT FOR POB TH N73D5229W 290.82FT TH CUR RT RAD 2724.79FT ARC 335.38FT CB N24D3146E 335.09FT TH S59D5214E 105.39FT TH CUR LT RAD 1040FT ARC 120
Legal Range16E
Legal Township27S
Legal Section34
Legal SubdivisionTHAT PART OF SW 1/4 OF SEC
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2017
Census Tract27324

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1410 MAIN ST, DUNEDIN, FL 34698-6241
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 28, 2020Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2025 · Amount on Record
Deed SaleOct 7, 2025 · Amount on Record
Prior SaleMar 4, 2013 · Amount on Record
Deed Document Number2025285596
Deed Book / Page23318 / 2237
Prior Transfer DateJul 8, 1993
Prior Transfer Doc8336002283
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 7, 2025
Property Address2525 E LAKE RD, PALM HARBOR, FL 34685-2027
Document Number0233182237
Book / Page23318 / 2237
Instrument DateSep 30, 2025
Instrument2025285596
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$20,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address430 GOTHAM PKWY, CARLSTADT, NJ 07072-2410

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 MAIN ST, DUNEDIN, FL 34698-6241

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2525 E LAKE RD, PALM HARBOR, FL 34685-2027
Document Number0208650967
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1876 EAGLE TRACE BLVD PALM HARBOR FL 346853311, PALM HARBOR, FL 34685-3311

Mortgage

Document Number0208650967
DateJan 31, 2020
Book Page020865/000967
Instrument33553
Lender
NameCENTERSTATE BK NA
TypeBank
Address1815 LITTLE RD, BRANDON, FL 33511
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 30, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,159.00 (+3.93%)$1,855,000 (+1.37%) Land $792,339 Building $1,062,661$1,855,000 (+1.37%) Land $792,339 Building $1,062,661
2024$34,793.00 (+2.06%)$1,830,000 (+3.68%)$1,830,000 (+3.68%) Land $802,859 Building $1,027,141
2023$34,092.00 (+6.94%)$1,765,000 (+7.95%)$1,765,000 (+7.95%) Land $711,071 Building $1,053,929
2022$31,879.00$1,635,000$1,635,000 Land $695,365 Building $939,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 329 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies377 units insured
incl. 48 condo units
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

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Nearby Streets

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