Pinellas County property record for 1987 E Lake Rd, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,716 sqft · built 2001 |
| Lot Size | 0.079 acres (3,454 sqft) |
| Owner | Owner Name on File |
| Last Sale | $284,900 (May 2003) |
| Tax Bill | $3,864 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-758-2552-1 |
| Primary APN | C62-000-758-2552-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,716 sqft Heated Area |
| 1st Floor Area | 1,852 sqft |
| 2nd Floor Area | 864 sqft |
| Upper Floors Area | 864 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,454 sqft (0.079 acres) |
| Lot Dimensions | 53 ft deep x 62 ft wide |
| View / Lot | Park |
| Garage Area | 535 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 146 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R408564 |
|---|---|
| Street Address | 1987 E LAKE RD |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-2357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARRIAGE HOUSE LOT 2 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 04 |
| Legal Subdivision | CARRIAGE HOUSE |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 27324 |
The current owner of 1987 E Lake Rd bought it in May 2003.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1987 E LAKE RD, PALM HARBOR, FL 34685-2357 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2003 · Amount on File |
| Deed Sale | May 2, 2003 · Amount on File |
| Deed Document Number | 03-177033 |
| Deed Book / Page | 12716 / 1557 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1987 E LAKE RD, PALM HARBOR, FL 34685-2357 |
| Document Number | 0199701424 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 1987 E LAKE RD PALM HARBOR FL 346852357, PALM HARBOR, FL 34685-2357 |
| Document Number | 0199701424 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 019970/001424 |
| Instrument | 74937 |
| Name | REGIONS BK/FAYETTE |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 11, 2033 |
The 2025 property tax bill for 1987 E Lake Rd was $3,864 with exemptions applied.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,864.00 Homeowner's exemption Widower's exemption | $253,414 | $510,832 Land $52,645 Building $458,187 |
| 2023 | $3,572.00 (+0.73%) Homeowner's exemption Widower's exemption | $239,099 (+3%) | $374,725 (-7.08%) Land $56,791 Building $317,934 |
| 2022 | $3,546.00 Homeowner's exemption Widower's exemption | $232,135 | $403,291 Land $76,816 Building $326,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1987 E Lake Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 213 units insured incl. 62 condo units |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1987 E Lake Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, WOW Internet, Cable & Phone.
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