2525 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2525 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,959 sqft · built 1930
Lot Size0.217 acres (9,462 sqft)
OwnerIndividual Name on Record
Last Sale$694,000 (Apr 2018)
Tax Bill$8,656 (2023)
Deeds & MortgagesAug 2021 Mortgage
Jul 2018 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN127-131-11

Property Details

APN / Parcel Number

Primary APN127-131-11

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,959 sqft Heated Area
Gross Area2,650 sqft
1st Floor Area1,361 sqft
Upper Floors Area355 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,462 sqft (0.217 acres)
PorchPorch
Porch Area244 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-131-11
Street Address2525 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-4342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL19 B17 M3-126
Legal SubdivisionPROPERTY/EAST SIDE REALTY CO
Legal Block17
Legal Lot Number19
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1013
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2525 E 5TH ST, CHARLOTTE, NC 28204-4342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Jul 30, 2018Trustee's Deed, Construction Loan · Construction Mortgage
OLD NORTH CAP INVS LLC
Apr 10, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMETRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2018 · Amount on Record
Deed SaleApr 10, 2018 · Amount on Record
Prior SaleOct 10, 2008 · Amount on Record
Deed Document Number0032591804
Deed Book / Page32591 / 804
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2525 E 5TH ST, CHARLOTTE, NC 28204-4342
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000161973
DateAug 23, 2021
Book Page36442/297
Instrument2021161973
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateJul 30, 2018
Property Address2525 E 5TH ST, CHARLOTTE, NC 28204-4342
Book / Page032864 / 000676
Instrument DateJul 27, 2018
Instrument95139
Transaction TypeConstruction Loan
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2525 E 5TH ST CHARLOTTE NC 282044342, CHARLOTTE, NC 28204-4342

Mortgage

Document Number0000095139
DateJul 30, 2018
Book Page032864/000676
Instrument95139
Lender
NameOLD NORTH CAP INVS LLC
AddressCHARLOTTE, NC 28202
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 29, 2019
Interest
Rate13.7%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 10, 2018
Property Address2525 E 5TH ST, CHARLOTTE, NC 28204-4342
Document Number0000042460
Book / Page32591 / 804
Map ReferenceMB3 PG126
Instrument DateApr 10, 2018
Instrument2018042460
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,388.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2525 E 5TH ST, 2525, CHARLOTTE, NC 28204-4342

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000042461
DateApr 10, 2018
Instrument2018042461
Lender
NameHOMETRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2033

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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