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2520 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2520 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,664 sqft · built 1935
Lot Size0.245 acres (10,677 sqft)
OwnerIndividual Name on Record
Last Sale$542,500 (Sep 2021)
Tax Bill$5,821 (2023)
Deeds & MortgagesAug 2023 Line of Credit
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN127-137-03

Property Details

APN / Parcel Number

Primary APN127-137-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,664 sqft Heated Area
Gross Area2,172 sqft
1st Floor Area1,635 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,677 sqft (0.245 acres)
Garage Area400 sqft

Exterior Amenities

PorchPorch
Porch Area137 sqft
Deck Area140 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-137-03
Street Address2520 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-4341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-22MF
Legal DescriptionL6 B18 M3-126
Legal SubdivisionROSEMONT
Legal Block18
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2520 E 5TH ST, CHARLOTTE, NC 28204-4341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Sep 9, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Jul 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 12, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2021 · Amount on Record
Deed SaleSep 9, 2021 · Amount on Record
Prior SaleJul 23, 2020
Deed Document Number0036508136
Deed Book / Page36508 / 136
Record UpdatedJun 7, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2520 E 5TH ST, CHARLOTTE, NC 28204-4341
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E 5TH ST, CHARLOTTE, NC 28204-4341

Mortgage

Document Number0000074405
DateAug 4, 2023
Book Page38293/740
Instrument2023074405
Lender
NameFIRST HORIZON BANK
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 2, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 9, 2021
Property Address2520 E 5TH ST, CHARLOTTE, NC 28204-4341
Document Number0000173026
Book / Page36508 / 136
Map ReferenceMB 3 PG 126
Instrument DateSep 9, 2021
Instrument2021173026
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyNOT AVAILABLE, ALLIED TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address709 N 4TH ST # ST205, ST205, WILMINGTON, NC 28401-3476

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E 5TH ST, CHARLOTTE, NC 28204-4341

Mortgage

Document Number0000173027
DateSep 9, 2021
Instrument2021173027
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJul 23, 2020
Property Address2520 E 5TH ST, CHARLOTTE, NC 28204-4341
Document Number0000112736
Book / Page034841 / 000854
Instrument DateJul 20, 2020
Instrument112736
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E 5TH ST CHARLOTTE NC 282044341, CHARLOTTE, NC 28204-4341

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 12, 2018
Property Address2520 E 5TH ST, CHARLOTTE, NC 28204-4341
Document Number0000028168
Book / Page032519 / 000585
Instrument DateMar 12, 2018
Instrument28168
Transaction TypeTransfer
Record UpdatedMar 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$920.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E 5TH ST CHARLOTTE NC 282044341, CHARLOTTE, NC 28204-4341

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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