2525 198th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2525 198th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,983 sqft · built 2020
Lot Size	0.114 acres (4,975 sqft)
Owner	Individual Name on Record
Last Sale	$448,396 (Sep 2020)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Jul 2022 Transfer Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500505-0-210`

Property Details

APN / Parcel Number

Primary APN	`500505-0-210`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,983 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Composition Shingle
Lot Area	4,975 sqft (0.114 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2525 198TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 23 RIDGE AT SOUTHWOOD DIV II: L 21 TOG/W UNDIV INT IN TRACTS A, D & E EASE OF REC OUT OF 03-18-02-2-010 SEG 2020-0120 JP 09/19/19 JP
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	RIDGE AT SOUTHWOOD DIV II
Legal Tract	A
Legal Lot Number	21
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1001
Census Tract	71413

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2525 198TH STREET CT E, SPANAWAY, WA 98387-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Sep 15, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	20201314
Last Transfer Date	Jun 24, 2022
Transfer Doc	0000000108
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 8, 2022
Property Address	2525 198TH STREET CT E, SPANAWAY, WA 98387-1844
Document Number	0007080108
Map Reference	DOC 201909125004
Instrument Date	Jun 24, 2022
Instrument	202207080108
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 198TH STREET CT E, SPANAWAY, WA 98387-1844

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 15, 2020
Property Address	2525 198TH STREET CT E, SPANAWAY, WA 98387-1844
Document Number	0009151314
Map Reference	DOC 201909125004
Instrument Date	Sep 10, 2020
Instrument	202009151314
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,174.34
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 198TH STREET CT E, SPANAWAY, WA 98387-1844

Mortgage

Document Number	0009151315
Date	Sep 15, 2020
Instrument	202009151315

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 15, 2020
Property Address	2525 198TH STREET CT E, SPANAWAY, WA 98387-1844
Document Number	2009151357
Instrument Date	Sep 10, 2020
Instrument	202009151357
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2525 198TH STREET CT E SPANAWAY WA 983871844, SPANAWAY, WA 98387-1844

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,600 (+8.27%) Land $144,700 Building $360,900	$505,600 (+8.27%) Land $144,700 Building $360,900
2025	$5,612.00 (+3.43%)
2024	$5,426.00 (-2.16%)	$467,000 (-3.87%) Land $151,400 Building $315,600	$467,000 (-3.87%) Land $151,400 Building $315,600
2023	$5,546.00	$485,800 Land $143,600 Building $342,200	$485,800 Land $143,600 Building $342,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lightcurve, Verizon.

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