2427 198th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2427 198th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,419 sqft · built 2020
Lot Size	0.114 acres (4,982 sqft)
Owner	Trust Name on File
Last Sale	$559,719 (Jan 2022)
Tax Bill	$5,990 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500505-0-160`

Property Details

APN / Parcel Number

Primary APN	`500505-0-160`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,419 sqft Living Area
Gross Area	2,860 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,982 sqft (0.114 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2427 198TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 23 RIDGE AT SOUTHWOOD DIV II: L 16 TOG/W UNDIV INT IN TRACTS A, D & E EASE OF REC OUT OF 03-18-02-2-010 SEG 2020-0120 JP 09/19/19 JP
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	RIDGE AT SOUTHWOOD DIV II
Legal Tract	A
Legal Lot Number	16
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1001
Census Tract	71413

Owner

2427 198th St Ct E is held in a trust since January 2022.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	5907 111TH PL NE, KIRKLAND, WA 98033-7544
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 22, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Sep 14, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Sep 15, 2020 · Amount on File
Deed Document Number	2022610
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	0000000525
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 25, 2022
Property Address	2427 198TH STREET CT E, SPANAWAY, WA 98387-1843
Document Number	0001250610
Map Reference	DOC 201909125004
Instrument Date	Jan 18, 2022
Instrument	202201250610
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,068.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 198TH STREET CT E, SPANAWAY, WA 98387-1843

Mortgage

Document Number	0001250611
Date	Jan 25, 2022
Instrument	202201250611

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Oct 22, 2021
Property Address	2427 198TH STREET CT E, SPANAWAY, WA 98387-1843
Document Number	0010220525
Map Reference	DOC 201909125004
Instrument Date	Jul 14, 2021
Instrument	202110220525
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 198TH STREET CT E, SPANAWAY, WA 98387-1843

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 15, 2020
Property Address	2427 198TH STREET CT E, SPANAWAY, WA 98387-1843
Document Number	0009150003
Map Reference	DOC 201909125004
Instrument Date	Sep 11, 2020
Instrument	202009150003
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,221.21
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 198TH STREET CT E, SPANAWAY, WA 98387-1843

Mortgage

Document Number	0009150004
Date	Sep 15, 2020
Instrument	202009150004

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 14, 2020
Property Address	2427 198TH STREET CT E, SPANAWAY, WA 98387-1843
Document Number	2009141117
Instrument Date	Sep 10, 2020
Instrument	202009141117
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2427 198TH STREET CT E SPANAWAY WA 983871843, SPANAWAY, WA 98387-1843

Tax Assessment & Valuation

The 2026 property tax bill for 2427 198th St Ct E was $5,990, up 0.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,990.00 (+0.84%)	$535,300 Land $144,800 Building $390,500	$535,300 Land $144,800 Building $390,500
2025	$5,940.00 (+3.77%)
2024	$5,724.00 (-2.32%)	$492,400 (-4.07%) Land $151,500 Building $340,900	$492,400 (-4.07%) Land $151,500 Building $340,900
2023	$5,860.00	$513,300 Land $143,700 Building $369,600	$513,300 Land $143,700 Building $369,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2427 198th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2427 198th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lightcurve, Verizon.

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