Boone County property record for 2524 Three Trees Ln, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,942 sqft · built 2012 |
| Lot Size | 0.415 acres (18,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,923 (Sep 2026) |
| Tax Bill | $4,237 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052.00-05-019.00 |
| Primary APN | 052.00-05-019.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,942 sqft Finished Area |
| Basement Area | 1,923 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 18,104 sqft (0.415 acres) |
| Garage Type | Attached |
| Garage Area | 793 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2524 THREE TREES LN |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-9262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 SEC 2 REDSTONE VILLAGE |
| Legal Subdivision | RED STONE VILL |
| Legal Lot Number | 19 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 70601 |
2524 Three Trees Ln is owned and occupied by two individuals who bought it in September 2026.
Source: Boone County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2524 THREE TREES LN, UNION, KY 41091-9262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NATIONAL ASSOCIATION |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU |
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU |
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on File |
| Deed Sale | Sep 21, 2026 · Amount on File |
| Prior Sale | Mar 8, 2016 · Amount on File |
| Deed Document Number | 20261623373 |
| Deed Book / Page | 1264 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Sep 21, 2026 |
| Property Address | 2524 THREE TREES LN, UNION, KY 41091-9262 |
| Document Number | 0001623373 |
| Book / Page | 1264 / 116 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20261623373 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,691.92 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 2524 THREE TREES LN, UNION, KY 41091-9262 |
| Document Number | 0001623375, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20261623375 |
| Name | RBC BANK (GEORGIA) NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2524 THREE TREES LN, UNION, KY 41091-9262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M4326/392 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | M4326/392 |
| Instrument | 808277 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2524 THREE TREES LN, UNION, KY 41091-9262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M4382/570 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | M4382/570 |
| Instrument | 819854 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 116 Months |
| Due | Aug 24, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2524 THREE TREES LN, UNION, KY 41091-9262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M4382/585 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | M4382/585 |
| Instrument | 819855 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 236 Months |
| Due | Aug 25, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2524 THREE TREES LN, UNION, KY 41091-9262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2524 THREE TREES LN, UNION, KY 41091-9262 |
| Document Number | 0M4466/364 |
|---|---|
| Date | May 26, 2021 |
| Book Page | M4466/364 |
| Instrument | 836786 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | 77920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 17, 2041 |
The 2025 property tax bill for 2524 Three Trees Ln was $4,237.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 | $372,500 Land $65,000 Building $307,500 | |
| 2024 | $372,500 (-) Land $65,000 Building $307,500 | ||
| 2023 | $4,314.00 (+3.16%) | $372,500 (-) Land $65,000 Building $307,500 | $372,500 (-) Land $65,000 Building $307,500 |
| 2022 | $4,182.00 | $372,500 Land $65,000 Building $307,500 | $372,500 Land $65,000 Building $307,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2524 Three Trees Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2524 Three Trees Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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