Boone County property record for 2520 Three Trees Ln, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,876 sqft · built 2013 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Dec 2021) |
| Tax Bill | $5,383 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052.00-05-020.00 |
| Primary APN | 052.00-05-020.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,876 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 2520 THREE TREES LN |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-9262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 SEC 2 REDSTONE VILLAGE |
| Legal Subdivision | RED STONE VILL SUB |
| Legal Lot Number | 20 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 70601 |
2520 Three Trees Ln is owned and occupied by an individual who bought it in December 2021.
Source: Boone County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2520 THREE TREES LN, UNION, KY 41091-9262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Prior Sale | May 16, 2016 · Amount on File |
| Deed Document Number | 857483 |
| Deed Book / Page | D1179 / 985 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Dec 28, 2021 |
| Property Address | 2520 THREE TREES LN, UNION, KY 41091-9262 |
| Document Number | 0D1179/985 |
| Book / Page | D1179 / 985 |
| Map Reference | CAB 5 SL 618 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 857483 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 WEST ST RIVERCENTER BLVD713, 50, COVINGTON, KY 41016-1686 |
| Name | Verified Name |
|---|---|
| Address | 2520 THREE TREES LN, UNION, KY 41091-9262 |
| Document Number | 0000857484 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 857484 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 2520 THREE TREES LN, UNION, KY 41091-9262 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | M4337/180 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | M4337/180 |
| Instrument | 810459 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 2520 Three Trees Ln was $5,383.
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,383.00 | $475,000 Land $65,000 Building $410,000 | |
| 2024 | $475,000 (-) Land $65,000 Building $410,000 | ||
| 2023 | $5,480.00 (+2.78%) | $475,000 (-) Land $65,000 Building $410,000 | $475,000 (-) Land $65,000 Building $410,000 |
| 2022 | $5,332.00 | $475,000 Land $65,000 Building $410,000 | $475,000 Land $65,000 Building $410,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2520 Three Trees Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2520 Three Trees Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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