Harris County property record for 2522 Cold River Dr, Humble, TX 77396
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,549 sqft · built 2018 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,400 (Aug 2018) |
| Tax Bill | $4,424 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-603-005-0005 |
| Primary APN | 137-603-005-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,549 sqft Living Area |
| 1st Floor Area | 1,549 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,950 sqft (0.114 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1376030050005 |
|---|---|
| Street Address | 2522 COLD RIVER DR |
| City | HUMBLE |
| State | TX |
| Zip | 77396-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 5 WOODLAND PINES SEC 9 |
| Legal Subdivision | WOODLAND PINES SEC 9 |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 250102 |
2522 Cold River Dr is owned and occupied by an individual who bought it in August 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2522 COLD RIVER DR, HUMBLE, TX 77396-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Aug 30, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage AMCAP MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Deed Document Number | 2018399021 |
| Prior Transfer Date | Aug 29, 2018 |
| Prior Transfer Doc | 2018399021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 22, 2026 |
| Property Address | 2522 COLD RIVER DR, HUMBLE, TX 77396-4912 |
| Document Number | 0000296060 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026296060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2522 COLD RIVER DR, HUMBLE, TX 77396-4912 |
| Document Number | 0000296060, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 2026296060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 30, 2018 |
| Property Address | 2522 COLD RIVER DR, HUMBLE, TX 77396-4912 |
| Document Number | 0000399021 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 399021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | PLATINUM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2522 COLD RIVER DR HUMBLE TX 773964912, HUMBLE, TX 77396-4912 |
| Document Number | 399022 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 399022 |
| Name | AMCAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2048 |
The 2025 property tax bill for 2522 Cold River Dr was $4,424 with a homeowner's exemption, up 161.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Humble Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,966 (-) Land $53,955 Building $193,011 | $246,966 (-) Land $53,955 Building $193,011 | |
| 2025 | $4,424.00 (+161.93%) Homeowner's exemption | $246,966 Land $53,955 Building $193,011 | $246,966 Land $53,955 Building $193,011 |
| 2024 | $1,689.00 | ||
| 2023 | $269,885 Land $32,373 Building $237,512 | $269,885 Land $32,373 Building $237,512 | |
| 2020 | $1,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2522 Cold River Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 3 (2017–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2522 Cold River Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 278 serves 10,584 people · EPA ID TX1012835 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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