2523 Blue Reef Dr, Katy, TX 77449 Property Records

Harris County property record for 2523 Blue Reef Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,765 sqft · built 2010
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$154,100 (Jun 2010)
Tax Bill	$6,464 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-591-008-0013`

Property Details

APN / Parcel Number

Primary APN	`127-591-008-0013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,765 sqft Living Area
1st Floor Area	1,180 sqft
Game Room	Game Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,750 sqft (0.132 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	24 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1275910080013
Street Address	2523 BLUE REEF DR
City	KATY
State	TX
Zip	77449-4794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 8 LAKES AT MASON PARK SEC 1 AMEND
Legal Subdivision	LAKES AT MASON PARK SEC 1 AMEND
Legal Block	8
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2007
Census Tract	542901

Owner

2523 Blue Reef Dr is owned and occupied by an individual who bought it in June 2010.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2523 BLUE REEF DR, KATY, TX 77449-4794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SERVICE CU
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on File
Deed Sale	Jun 30, 2010 · Amount on File
Prior Sale	May 17, 2010 · Amount on File
Deed Document Number	2010278618
Deed Book / Page	7272 / 3017
Prior Transfer Date	May 7, 2010
Prior Transfer Doc	0000202730
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2523 BLUE REEF DR, KATY, TX 77449-4794
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333524
Date	Jun 28, 2022
Instrument	2022-333524

Lender

Name	FIRST SERVICE CU
Type	Credit Union
Address	HOUSTON, TX 77084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2042

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2523 BLUE REEF DR, KATY, TX 77449-4794
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 BLUE REEF DR, KATY, TX 77449-4794

Mortgage

Document Number	0000049477
Date	Jan 28, 2022
Instrument	2022-49477

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	222 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2523 Blue Reef Dr was $6,464 with a homeowner's exemption, up 62.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,201 (-1.66%) Land $51,750 Building $305,451	$357,201 (-1.66%) Land $51,750 Building $305,451
2025	$6,464.00 (+62.94%) Homeowner's exemption	$363,247 Land $51,750 Building $311,497	$363,247 Land $51,750 Building $311,497
2024	$3,967.00
2023		$362,771 Land $50,025 Building $312,746	$362,771 Land $50,025 Building $312,746
2020	$3,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2523 Blue Reef Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2523 Blue Reef Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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