2435 Blue Reef Dr, Katy, TX 77449 Property Records

Harris County property record for 2435 Blue Reef Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,804 sqft · built 2010
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individuals on Record
Last Sale	$159,000 (Jun 2010)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Jan 2019 Loan Modification Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-591-009-0004`

Property Details

APN / Parcel Number

Primary APN	`127-591-009-0004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,804 sqft Living Area
1st Floor Area	1,212 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	5,750 sqft (0.132 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	35 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1275910090004
Street Address	2435 BLUE REEF DR
City	KATY
State	TX
Zip	77449-4796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 9 LAKES AT MASON PARK SEC 1 AMEND
Legal Subdivision	LAKES AT MASON PARK SEC 1 AMEND
Legal Block	9
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2010
Census Tract	542901

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2435 BLUE REEF DR, KATY, TX 77449-4796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Jan 9, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2010 · Amount on Record
Deed Sale	Jun 10, 2010 · Amount on Record
Deed Document Number	2010244424
Deed Book / Page	7237 / 2456
Record Updated	Sep 20, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	2435 BLUE REEF DR, KATY, TX 77449-4796
Document Number	0000045429
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 BLUE REEF DR KATY TX 774494796, KATY, TX 77449-4796

Mortgage

Document Number	0000045429
Date	Feb 4, 2019
Instrument	45429

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate	5.12%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2435 BLUE REEF DR, KATY, TX 77449-4796
Document Number	0000045430
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 BLUE REEF DR KATY TX 774494796, KATY, TX 77449-4796

Mortgage

Document Number	0000045430
Date	Feb 4, 2019
Instrument	45430

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 77449

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,260.00 (+83.56%) Homeowner's exemption	$364,792 (-1.47%) Land $51,750 Building $313,042	$364,792 (-1.47%) Land $51,750 Building $313,042
2024	$1,776.00 (+0.91%)
2023		$370,236 Land $50,025 Building $320,211	$370,236 Land $50,025 Building $320,211
2022	$1,760.00 (-58.44%)
2020	$4,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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