2523 Back Bay Loop, #45, Costa Mesa, CA 92627 Property Records

Orange County property record for 2523 Back Bay Loop, #45, Costa Mesa, CA 92627

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,204 sqft · built 1986
Owner	2 Individual Names on File
Last Sale	$915,000 (Oct 2023)
Tax Bill	$10,655 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`937-650-75`

Property Details

APN / Parcel Number

Primary APN	`937-650-75`
Alternative APN	`439-121-38`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,204 sqft Living Area
Gross Area	1,604 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2523 BACK BAY LOOP, 45
City	COSTA MESA
State	CA
Zip	92627-5417
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12178 BLK LOT 1 UN 45 TR 12178 LOT 1 UNIT 45 OF PROJECT LOCATED ON AP
Legal Tract	12178
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	4
Census Block	4002
Census Tract	63102

Owner

2523 Back Bay Loop, #45 is owned and occupied by two individuals who bought it in October 2023.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2523 BACK BAY LOOP, 45, COSTA MESA, CA 92627-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2023	Intrafamily Transfer, Transfer
May 12, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Deed Document Number	2023243545
Prior Transfer Date	Apr 1, 2023
Prior Transfer Doc	0000111079
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 26, 2026
Property Address	2523 BACK BAY LOOP, 45, COSTA MESA, CA 92627-5417
Document Number	0000183675
Instrument Date	Jun 22, 2026
Instrument	2026183675
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 BACK BAY LOOP, COSTA MESA, CA 92627-5417

Mortgage

Document Number	0000183675,
Date	Jun 26, 2026
Instrument	2026183675

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 5, 2023
Property Address	2523 BACK BAY LOOP # 45, 45, COSTA MESA, CA 92627-5417
Document Number	0000243545
Map Reference	MB 574 PG 34-41
Instrument Date	Sep 6, 2023
Instrument	2023000243545
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2523 BACK BAY LOOP # 45, 45, COSTA MESA, CA 92627-5417

Mortgage

Document Number	0000243546
Date	Oct 5, 2023
Instrument	2023000243546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 12, 2023
Property Address	2523 BACK BAY LOOP # 45, 45, COSTA MESA, CA 92627-5417
Document Number	0000111080
Map Reference	MB 574 PG 34-41
Instrument Date	Apr 1, 2023
Instrument	2023000111080
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2523 BACK BAY LOOP # 150, 150, COSTA MESA, CA 92627-5417

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 12, 2023
Property Address	2523 BACK BAY LOOP # 45, 45, COSTA MESA, CA 92627-5417
Document Number	0000111079
Map Reference	MB 574 PG 34-41
Instrument Date	Apr 1, 2023
Instrument	2023000111079
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 BACK BAY LOOP # 45, 45, COSTA MESA, CA 92627-5417

Tax Assessment & Valuation

The 2025 property tax bill for 2523 Back Bay Loop, #45 was $10,655.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$951,966 (+2%) Land $813,691 Building $138,275
2025	$10,655.00	$933,300 Land $797,736 Building $135,564
2023	$3,591.00 (+2.63%) Homeowner's exemption	$275,031 Land $154,660 Building $120,371
2022	$3,499.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2523 Back Bay Loop, #45 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1983–1997)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Dec 1997 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2523 Back Bay Loop, #45 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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