2521 Ward Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 2521 Ward Ave, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,512 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2020)
Tax Bill	$1,765 (2023)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5559 16 9856`

Property Details

APN / Parcel Number

Primary APN	`5559 16 9856`
Alternative APNs	`11051 0005.120000` `138237`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,512 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	240 ft Width

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	648 sqft
Patio Area	552 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	138237
Street Address	2521 WARD AVE
City	CONCORD
State	NC
Zip	28025-8014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	LTS 29-30 T T WARD
Legal Subdivision	LAKE LYNN LODGE
Legal Lot Number	29-30
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	2
Census Block	2000
Census Tract	40502

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2521 WARD AVE, CONCORD, NC 28025-8014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 10, 2020	Warranty Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Sep 1, 2010 · Amount on Record
Deed Book / Page	14239 / 173
Prior Transfer Date	Jun 4, 2010
Prior Transfer Doc	9180242
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2521 WARD AVE, CONCORD, NC 28025-8014
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013298268
Date	Dec 13, 2018
Book Page	13298/0268

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2521 WARD AVE, CONCORD, NC 28025-8014
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TIGER TITLE LLC, TIER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015337146
Date	Jul 16, 2021
Book Page	15337/146

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 10, 2020
Property Address	2521 WARD AVE, CONCORD, NC 28025-8014
Document Number	14239173
Book / Page	014239 / 000173
Instrument Date	Jun 10, 2020
Instrument	17627
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2521 WARD AVE CONCORD NC 280258014, CONCORD, NC 28025-8014

Mortgage

Document Number	14239175
Date	Jun 10, 2020
Book Page	014239/000175
Instrument	17628

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,650 (+1.44%) Land $67,830 Building $249,820
2025		$313,150 (+47.3%) Land $67,830 Building $245,320
2024			$317,650 (+49.41%) Land $67,830 Building $249,820
2023	$1,765.00	$212,600 Land $46,410 Building $166,190	$212,600 Land $46,410 Building $166,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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