2520 Ward Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 2520 Ward Ave, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,448 sqft · built 1993
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$346,000 (Jul 2021)
Tax Bill	$1,969 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5559 17 7310`

Property Details

APN / Parcel Number

Primary APN	`5559 17 7310`
Alternative APNs	`11051 0005.140000` `122805` `148093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,448 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	421 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	1,224 sqft
Driveway	Concrete Driveway
Driveway Area	1,400 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	420 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	148093
Street Address	2520 WARD AVE
City	CONCORD
State	NC
Zip	28025-8014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	LT 14 T T WARD
Legal Subdivision	LAKE LYNN LODGE
Legal Lot Number	14
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	2
Census Block	2003
Census Tract	40502

Owner

2520 Ward Ave, a rural home, is owned and occupied by an individual who bought it in July 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2520 WARD AVE, CONCORD, NC 28025-8014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 3, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Book / Page	15356 / 250
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 26, 2021
Property Address	2520 WARD AVE, CONCORD, NC 28025-8014
Document Number	0015356250
Book / Page	15356 / 250
Map Reference	MB 18 PG 32
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 S STATE ROAD 25, 5401, ROCHESTER, IN 46975-8051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WARD AVE, CONCORD, NC 28025-8014

Mortgage

Document Number	0015356252
Date	Jul 26, 2021
Instrument	15356/252

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 3, 2018
Property Address	2520 WARD AVE, CONCORD, NC 28025-8014
Document Number	1298482
Book / Page	012984 / 000082
Instrument Date	May 3, 2018
Instrument	10364
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WARD AVE CONCORD NC 280258014, CONCORD, NC 28025-8014

Mortgage

Document Number	1298485
Date	May 3, 2018
Book Page	012984/000085
Instrument	10365

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,030 Land $45,730 Building $303,300
2024			$349,030 (+47.11%) Land $45,730 Building $303,300
2023	$1,969.00	$237,250 Land $31,290 Building $205,960	$237,250 Land $31,290 Building $205,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2520 Ward Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Ward Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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