Polk County property record for 2521 E Havens Ave, Des Moines, IA 50320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2004 |
| Lot Size | 0.277 acres (12,085 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $179,000 (Jan 2014) |
| Tax Bill | $5,546 (2024) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120/02640-624-000 |
| Primary APN | 120/02640-624-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,540 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,085 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 288 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2521 E HAVENS AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-9222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 HILLSBORO PLAT 3 |
| Legal Subdivision | HILLSBORO PLAT 3 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10806 |
2521 E Havens Ave is owner-occupied and held in a trust since September 2022.
Source: Polk County records, as of October 13, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2521 E HAVENS AVE, DES MOINES, IA 50320-9222 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2022 | Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP |
| Sep 8, 2022 | Intrafamily Transfer, Transfer |
| Oct 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 15, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2014 · Amount on File |
| Deed Sale | Jan 29, 2014 · Amount on File |
| Prior Sale | Feb 8, 2005 · Amount on File |
| Deed Document Number | 201459487 |
| Deed Book / Page | 15093 / 649 |
| Last Transfer Date | Sep 1, 2022 |
| Transfer Doc | 0000071571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2521 E HAVENS AVE, DES MOINES, IA 50320-9222 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000071214 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 19257/17 |
| Instrument | 2022-00071214 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Sep 8, 2022 |
| Property Address | 2521 E HAVENS AVE, DES MOINES, IA 50320-9222 |
| Document Number | 0000071571 |
| Book / Page | 19258 / 774 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022-00071571 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2521 E HAVENS AVE, DES MOINES, IA 50320-9222 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Oct 23, 2019 |
| Property Address | 2521 E HAVENS AVE, DES MOINES, IA 50320-9222 |
| Document Number | 0000036878 |
| Book / Page | 017555 / 000773 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 36878 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2521 E HAVENS AVE DES MOINES IA 503209222, DES MOINES, IA 50320-9222 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2521 E HAVENS AVE, DES MOINES, IA 50320-9222 |
| Document Number | 0000073236 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2521 E HAVENS AVE DES MOINES IA 503209222, DES MOINES, IA 50320-9222 |
| Document Number | 0000073236 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 017294/000319 |
| Instrument | 73236 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | JOHNSTON, IA 50131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $300,200 Land $62,500 Building $237,700 | $300,200 Land $62,500 Building $237,700 | |
| 2024 | $5,546.00 | ||
| 2023 | $301,000 Land $61,800 Building $239,200 | $301,000 Land $61,800 Building $239,200 | |
| 2020 | $5,434.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2521 E Havens Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2521 E Havens Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, Metronet, Nextlink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures