Polk County property record for 2405 E Havens Ave, Des Moines, IA 50320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,155 sqft · built 2002 |
| Lot Size | 0.311 acres (13,564 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $228,500 (Jun 2004) |
| Tax Bill | $7,116 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-36-307-003 |
| Primary APN | 7824-36-307-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,155 sqft Living Area |
| Gross Area | 2,852 sqft |
| 1st Floor Area | 997 sqft |
| Upper Floors Area | 1,158 sqft |
| Basement Area | 997 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,564 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 280 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2405 E HAVENS AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-9226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 HILLSBORO PLAT 1 |
| Legal Subdivision | HILLSBORO PLAT 1 |
| Legal Lot Number | 26 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10806 |
The current owner of 2405 E Havens Ave bought it in June 2004.
Source: Polk County records, as of October 15, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2405 E HAVENS AVE, DES MOINES, IA 50320-9226 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY NA |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST COMPANY NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on File |
| Deed Sale | Jun 15, 2004 · Amount on File |
| Prior Sale | Jan 3, 2003 · Amount on File |
| Deed Document Number | 2004-00139914 |
| Deed Book / Page | 10589 / 0852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2405 E HAVENS AVE, DES MOINES, IA 50320-9226 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2405 E HAVENS AVE, DES MOINES, IA 50320-9226 |
| Document Number | 0000034744 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 19089/311 |
| Instrument | 2022-00034744 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 29, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2405 E HAVENS AVE, DES MOINES, IA 50320-9226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013950 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 17988/895 |
| Instrument | 2020-00013950 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $360,100 Land $63,500 Building $296,600 | $360,100 Land $63,500 Building $296,600 | |
| 2024 | $7,116.00 | ||
| 2023 | $364,700 Land $62,800 Building $301,900 | $364,700 Land $62,800 Building $301,900 | |
| 2020 | $6,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2405 E Havens Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2405 E Havens Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, Metronet, Nextlink, Verizon.
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