2521 Downing St, Germanton, NC 27019 Property Records

Forsyth County property record for 2521 Downing St, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,032 sqft · built 1959
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Mar 2005)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6931-33-7596.00`

Property Details

APN / Parcel Number

Primary APN	`6931-33-7596.00`
Alternative APNs	`6931-33-7596.000` `5004A000D`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,032 sqft Living Area
1st Floor Area	4,032 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	183 ft deep x 220 ft wide
Garage Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	288 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5004A000D
Street Address	2521 DOWNING ST
City	GERMANTON
State	NC
Zip	27019-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS30
Legal Description	LO:000D BL:5004A
Legal Subdivision	NORTHSIDE ESTATES/BLUE BERRY HILL
Legal Block	5004A
Legal Lot Number	D
Jurisdiction	FORSYTH NC
Township / Civil Division	BETHANIA
Census Block Group	2
Census Block	2035
Census Tract	2807

Owner

Source: Forsyth County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2521 DOWNING ST, GERMANTON, NC 27019-9516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jul 11, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2005 · Amount on Record
Deed Sale	Mar 16, 2005 · Amount on Record
Prior Sale	May 31, 2002 · Amount on Record
Deed Book / Page	2549 / 862
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	2521 DOWNING ST, GERMANTON, NC 27019-9516
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 DOWNING ST, GERMANTON, NC 27019-9516

Mortgage

Document Number	0037252375
Date	Oct 28, 2022
Book Page	3725/2375
Instrument	2022048912

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	2521 DOWNING ST, GERMANTON, NC 27019-9516
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035190243
Date	Apr 15, 2020
Book Page	3519/243
Instrument	2020015162

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	2521 DOWNING ST, GERMANTON, NC 27019-9516
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036302336
Date	Aug 3, 2021
Book Page	3630/2336
Instrument	2021041765

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORSYTH NC
Property Address	2521 DOWNING ST, GERMANTON, NC 27019-9516
Document Number	0034752410
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 DOWNING ST DES MOINES IA 50328, DES MOINES, IA 50328

Mortgage

Document Number	0034752410
Date	Aug 8, 2019
Book Page	003475/002410
Instrument	31155

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00 (+78.08%)	$299,700 (+123.66%) Land $43,500 Building $256,200	$299,700 (+123.66%) Land $43,500 Building $256,200
2023	$1,054.00	$134,000 Land $37,500 Building $96,500	$134,000 Land $37,500 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY LIVING APTS private · serves 66 people · EPA ID NC0285130
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF WINSTON-SALEM
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2023 Lead public education Dec 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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