2520 Downing St, Germanton, NC 27019 Property Records

Forsyth County property record for 2520 Downing St, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,924 sqft · built 1997
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$8,500 (Feb 1996)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6931-33-6372.00`

Property Details

APN / Parcel Number

Primary APN	`6931-33-6372.00`
Alternative APNs	`6931-33-6372.000` `4994006`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,924 sqft Living Area
1st Floor Area	4,924 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	219 ft deep x 110 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	204 sqft
Deck Area	186 sqft
Shed	1 Shed
Shed Area	48 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	2520 DOWNING ST
City	GERMANTON
State	NC
Zip	27019-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS30
Legal Description	LO:006 BL:4994
Legal Subdivision	NORTHSIDE ESTATES/BLUE BERRY HILL
Legal Block	4994
Legal Lot Number	6
Jurisdiction	FORSYTH NC
Township / Civil Division	BETHANIA
Census Block Group	2
Census Block	2034
Census Tract	2807

Owner

2520 Downing St is owned and occupied by two individuals who acquired it in February 2019.

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2520 DOWNING ST, GERMANTON, NC 27019-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage ALLEGACY FCU
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 1996 · Amount on File
Deed Sale	Feb 10, 1996 · Amount on File
Deed Book / Page	1886 / 2858
Last Transfer Date	Feb 25, 2019
Transfer Doc	0034473860
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	2520 DOWNING ST, GERMANTON, NC 27019-9516
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037660208
Date	Jul 31, 2023
Book Page	3766/208
Instrument	2023025923

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	26043

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 27, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	2520 DOWNING ST, GERMANTON, NC 27019-9516
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 DOWNING ST, GERMANTON, NC 27019-9516

Mortgage

Document Number	0036763597
Date	Feb 18, 2022
Book Page	3676/3597
Instrument	2022008293

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH NC
Recording Date	Feb 27, 2019
Property Address	2520 DOWNING ST, GERMANTON, NC 27019-9516
Document Number	0034473860
Book / Page	003447 / 003860
Instrument Date	Feb 25, 2019
Instrument	6862
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2520 DOWNING ST GERMANTON NC 270199516, GERMANTON, NC 27019-9516

Tax Assessment & Valuation

The 2025 property tax bill for 2520 Downing St was $2,334, up 61.9% from the year before.

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,334.00 (+61.86%)	$372,500 Land $29,000 Building $343,500	$372,500 Land $29,000 Building $343,500
2024	$1,442.00
2023	$1,442.00	$183,400 Land $25,000 Building $158,400	$183,400 Land $25,000 Building $158,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2520 Downing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Downing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY LIVING APTS private · serves 66 people · EPA ID NC0285130
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF WINSTON-SALEM
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2023 Lead public education Dec 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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