2521 Cliff Rd, North Bend, OH 45052 Property Records

Hamilton County property record for 2521 Cliff Rd, North Bend, OH 45052

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,070 sqft · built 1941
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$208,500 (Jun 2006)
Tax Bill$4,101 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN570-0230-0038-00

Property Details

APN / Parcel Number

Primary APN570-0230-0038-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,070 sqft Living Area
1st Floor Area1,542 sqft
2nd Floor Area528 sqft
Upper Floors Area528 sqft
Basement Area660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions200 ft deep x 65 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address2521 CLIFF RD
CityNORTH BEND
StateOH
Zip45052-9718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLIFF RD 65 X 200 IRRR2-T1-S26PARS 38-78 CONS
Legal Range02
Legal Township01
Legal Section26
JurisdictionHAMILTON OH
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2017
Census Tract20403

Owner

2521 Cliff Rd is owned and occupied by an individual who bought it in June 2006.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2521 CLIFF RD, NORTH BEND, OH 45052-9718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
COVE FCU
Apr 6, 2020Deed of Trust, Mortgage · Line of Credit
COVE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2006 · Amount on File
Deed SaleJun 26, 2006 · Amount on File
Deed Document Number95716
Deed Book / Page10279 / 02202
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2521 CLIFF RD, NORTH BEND, OH 45052-9718
Document Number0000033648
Instrument DateApr 6, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2521 CLIFF RD NORTH BEND OH 450529718, NORTH BEND, OH 45052-9718

Mortgage

Document Number0000033648
DateApr 10, 2020
Book Page014144/000615
Instrument33648
Lender
NameCOVE FCU
AddressEDGEWOOD, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 9, 2030

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2521 CLIFF RD, NORTH BEND, OH 45052-9718
Document Number0000034268
Instrument DateApr 6, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2521 CLIFF RD NORTH BEND OH 450529718, NORTH BEND, OH 45052-9718

Mortgage

Document Number0000034268
DateApr 13, 2020
Book Page014145/001997
Instrument34268
Lender
NameCOVE FCU
AddressEDGEWOOD, KY 41017
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 12, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2521 Cliff Rd was $4,101, up 12.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,101.00 (+12.29%)$77,907 (-) Land $10,164 Building $67,743
2024$3,652.00 (+0.03%)$77,907 (-) Land $10,164 Building $67,743
2023$3,651.00 (+15.17%)$77,907 (+47.36%) Land $10,164 Building $67,743$222,590 Land $29,040 Building $193,550
2022$3,170.00 Homeowner's exemption$52,868 Land $9,240 Building $43,628
2020$151,050 Land $26,400 Building $124,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2521 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1978–2018)
Most Recent ClaimFeb 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2521 Cliff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVES VILLAGE PWS
serves 6,000 people · EPA ID OH3100512
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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