2520 Willowspring Ct, Cincinnati, OH 45231 Property Records

Hamilton County property record for 2520 Willowspring Ct, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,420 sqft · built 1977
Lot Size	0.212 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Oct 2025)
Tax Bill	$6,864 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0012-0122-00`

Property Details

APN / Parcel Number

Primary APN	`510-0012-0122-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
1st Floor Area	1,366 sqft
2nd Floor Area	1,054 sqft
Basement Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,278 sqft (0.212 acres)
Lot Dimensions	144 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2520 WILLOWSPRING CT
City	CINCINNATI
State	OH
Zip	45231-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWSPRING CT 65.51 X 144.91 IRR LOT 45 GREENRIDGE 6TH SUB BLK A PT 4
Legal Subdivision	GREENRI DGE 6TH SUB
Legal Block	A
Legal Lot Number	45
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3003
Census Tract	21508

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 WILLOWSPRING CT, CINCINNATI, OH 45231-1167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 14, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jul 31, 2001
Deed Document Number	0000079692
Deed Book / Page	15521 / 510
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2520 WILLOWSPRING CT, CINCINNATI, OH 45231-1167
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WILLOWSPRING CT, CINCINNATI, OH 45231-1167

Mortgage

Document Number	0000077252
Date	Oct 30, 2024
Book Page	15283/971
Instrument	2024-0077252

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 14, 2025
Property Address	2520 WILLOWSPRING CT, CINCINNATI, OH 45231-1167
Document Number	0000079692
Book / Page	15521 / 510
Map Reference	MB 42 PG 22&23
Instrument Date	Oct 10, 2025
Instrument	2025-0079692
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WILLOWSPRING CT, CINCINNATI, OH 45231-1167

Mortgage

Document Number	0000079693
Date	Oct 14, 2025
Instrument	2025-0079693

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,864.00 (+7.22%)	$118,608 (+%) Land $10,307 Building $108,301
2024	$6,402.00 (-0.19%)	$118,607 (-) Land $10,307 Building $108,300
2023	$6,414.00 (+26.23%)	$118,607 (+54.72%) Land $10,307 Building $108,300	$338,880 (+54.73%) Land $29,450 Building $309,430
2022	$5,081.00 Homeowner's exemption	$76,657 Land $8,477 Building $68,180
2020			$219,020 Land $24,220 Building $194,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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