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2520 Waterside Dr, Unit 107, Frederick, MD 21701 Property Records

Frederick County property record for 2520 Waterside Dr, Unit 107, Frederick, MD 21701

Property Summary

Property TypeCondominium
Details2 ba · 1,493 sqft · built 2002
Lot Size0.035 acres (1,504 sqft)
Owner2 Individual Names on Record
Last Sale$302,650 (Jun 2021)
Tax Bill$5,926 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-242869

Property Details

APN / Parcel Number

Primary APN02-242869
Alternative APN
  • 242869

Interior

Full Baths2 Baths
Units69 Units
Building Area1,493 sqft Gross Area
1st Floor Area1,493 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Lot Area1,504 sqft (0.035 acres)

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number242869
Street Address2520 WATERSIDE DR, 107
CityFREDERICK
StateMD
Zip21701-3023
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePND
Legal DescriptionUNIT 107 PHASE 2 BLDG 2-1,504 SQ. FT. WORMANS MILL
Legal SubdivisionWORMANS MILL
Legal Phase2
Legal Lot Number107
Legal Unit107
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1019
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2520 WATERSIDE DR, 107, FREDERICK, MD 21701-3023
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Prior SaleSep 30, 2003
Deed Book / Page14984 / 174
Transfer Doc0000007122
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 14, 2021
Property Address2520 WATERSIDE DR UNIT 107, 107, FREDERICK, MD 21701-3023
Document Number0149840174
Book / Page14984 / 174
Map ReferenceMB 72 PL 44-50
Instrument DateMay 25, 2021
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanySTRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TTL GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,513.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2520 WATERSIDE DR UNIT 107, 107, FREDERICK, MD 21701-3023

Mortgage

Document Number14984204
DateJun 14, 2021
Instrument14984/204
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,333 (+27.11%)$350,000 (+8.7%) Land $105,000 Building $245,000
2025$5,926.00 (+25.15%)
2023$4,735.00$260,667$322,000 Land $90,000 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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