2520 Waterside Dr, Unit 103, Frederick, MD 21701 Property Records

Frederick County property record for 2520 Waterside Dr, Unit 103, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	2 ba · 1,350 sqft · built 2002
Lot Size	0.031 acres (1,350 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Apr 2014)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-242826`

Property Details

APN / Parcel Number

Primary APN	`02-242826`
Alternative APN	`242826`

Interior

Full Baths	2 Baths
Units	69 Units
Building Area	1,350 sqft Gross Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	1,350 sqft (0.031 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	242826
Street Address	2520 WATERSIDE DR, 103
City	FREDERICK
State	MD
Zip	21701-3023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 103 PHASE 2 BLDG 2-1,350 SQ. FT. WORMANS MILL
Legal Subdivision	PARK PLACE/WORMANS MILL PH 2
Legal Phase	2
Legal Lot Number	103
Legal Unit	103
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 WATERSIDE DR, 103, FREDERICK, MD 21701-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2014 · Amount on Record
Deed Sale	Apr 18, 2014 · Amount on Record
Prior Sale	Dec 4, 2012 · Amount on Record
Deed Book / Page	10017 / 45
Last Transfer Date	Sep 9, 2020
Transfer Doc	0140600480
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 11, 2020
Property Address	2520 WATERSIDE DR UNIT 103, 103, FREDERICK, MD 21701-3023
Document Number	0140600480
Book / Page	014060 / 000480
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WATERSIDE DR #103 DURHAM NC 27701, 103, DURHAM, NC 27701

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (+11.54%)	$350,000 (+34.62%) Land $105,000 Building $245,000
2025	$4,795.00 (+7.83%)	$260,000 (+18.18%) Land $90,000 Building $170,000	$260,000 (-) Land $90,000 Building $170,000
2024	$4,447.00 (+11.09%)
2023	$4,003.00	$220,000	$260,000 Land $90,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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