2520 Stone Cliff Dr, Baltimore, MD 21209 Property Records

Baltimore County property record for 2520 Stone Cliff Dr, Baltimore, MD 21209

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,428 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,280,000 (Feb 2026)
Tax Bill	$12,441 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2023 Sale & Mortgage
APN	`03-2400009718`

Property Details

APN / Parcel Number

Primary APN	`03-2400009718`
Alternative APN	`2400009718`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,428 sqft Living Area
Gross Area	4,868 sqft
1st Floor Area	2,244 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	435 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	2400009718
Street Address	2520 STONE CLIFF DR
City	BALTIMORE
State	MD
Zip	21209-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.300AC AREA I NS GREENSPRING QUARRY
Legal Subdivision	GREENSPRING QUARRY
Legal Block	1
Legal Lot Number	117
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	403500

Owner

Source: Baltimore County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10926 WHITE DAHLIA DR, WOODSTOCK, MD 21163-1519
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Apr 14, 2023	Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Apr 14, 2023 · Amount on Record
Deed Book / Page	50996 / 85
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 10, 2026
Property Address	2520 STONE CLIFF DR, BALTIMORE, MD 21209-3733
Document Number	0509960085
Book / Page	50996 / 85
Map Reference	MB SM 77 FO 124
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10926 WHITE DAHLIA DR, WOODSTOCK, MD 21163-1519

Mortgage

Document Number	0005099692
Date	Feb 10, 2026
Instrument	50996/92

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 14, 2023
Property Address	2520 STONE CLIFF DR, BALTIMORE, MD 21209-3733
Document Number	0479600227
Book / Page	47960 / 227
Map Reference	MB SM77 FO 124
Instrument Date	Mar 27, 2023
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	COLE TITLE, COLE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1822 YORK FARM DRIVE, CHARLOTTESVILLE, VA 22901

Mortgage

Document Number	0479600232
Date	Apr 14, 2023
Instrument	47960-0232

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,441.00 (+4.9%)	$891,800 (+8.29%) Land $258,700 Building $633,100	$891,800 (-) Land $258,700 Building $633,100
2024	$11,860.00 (+3.4%)
2023	$11,470.00	$823,533	$891,800 Land $258,700 Building $633,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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