2518 Stone Cliff Dr, Baltimore, MD 21209 Property Records

Baltimore County property record for 2518 Stone Cliff Dr, Baltimore, MD 21209

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,624 sqft · built 2007
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$1,060,000 (Jul 2023)
Tax Bill	$12,570 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
APN	`03-2400009719`

Property Details

APN / Parcel Number

Primary APN	`03-2400009719`
Alternative APN	`2400009719`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,624 sqft Living Area
Gross Area	6,259 sqft
1st Floor Area	2,337 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	2400009719
Street Address	2518 STONE CLIFF DR
City	BALTIMORE
State	MD
Zip	21209-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.234AC AREA I GREENSPRING QUARRY
Legal Subdivision	GREENSPRING QUARRY
Legal Block	1
Legal Lot Number	118
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	403500

Owner

2518 Stone Cliff Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Baltimore County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2518 STONE CLIFF DR, BALTIMORE, MD 21209-3733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage A Z MORTGAGE INC
Jul 27, 2023	Deed, Transfer · Conventional Mortgage A-Z MORTGAGE INC
Apr 24, 2020	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Apr 24, 2020 · Amount on File
Deed Book / Page	48257 / 242
Prior Transfer Date	Oct 26, 2011
Prior Transfer Doc	0316830210
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2518 STONE CLIFF DR, BALTIMORE, MD 21209-3733
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CORE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 STONE CLIFF DR, BALTIMORE, MD 21209-3733

Mortgage

Document Number	0511040200
Date	Mar 18, 2026
Book Page	51104/200

Lender

Name	A Z MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 27, 2023
Property Address	2518 STONE CLIFF DR, BALTIMORE, MD 21209-3733
Document Number	0482570242
Book / Page	48257 / 242
Map Reference	MB SM 77 FO 124
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	881 BENT CREEK DR, SAINT JOHNS, FL 32259-8253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2518 STONE CLIFF DR, BALTIMORE, MD 21209-3733

Mortgage

Document Number	0482570249
Date	Jul 27, 2023
Instrument	48257-0249

Lender

Name	A-Z MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 24, 2020
Property Address	2518 STONE CLIFF DR, BALTIMORE, MD 21209-3733
Document Number	0427380108
Book / Page	42738 / 108
Map Reference	MB SM77 FO 124
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2518 STONE CLIFF DR, BALTIMORE, MD 21209-3733

Mortgage

Document Number	0042738116
Date	Apr 24, 2020
Instrument	42738/116

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$951,900 Land $258,000 Building $693,900	$951,900 Land $258,000 Building $693,900
2024	$12,570.00 (+109.36%)
2023	$6,004.00 (-36.07%) Homeowner's exemption	$873,367 (+4.71%)	$951,900 (+14.12%) Land $258,000 Building $693,900
2022	$9,391.00 Homeowner's exemption	$834,100 Land $258,000 Building $576,100	$834,100 Land $258,000 Building $576,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2518 Stone Cliff Dr; there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2518 Stone Cliff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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