2520 Saunders Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 2520 Saunders Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,523 sqft · built 2020
Lot Size	44.6 acres (1,944,518 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Mar 2018)
Tax Bill	$9,496 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00500043000`

Property Details

APN / Parcel Number

Primary APN	`00500043000`
Alternative APNs	`00500043` `22691`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,523 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,944,518 sqft (44.6 acres)
Garage Area	1,158 sqft
Pool Area	720 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22691
Street Address	2520 SAUNDERS RD
City	RINGGOLD
State	GA
Zip	30736-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	CUVA COVENANT EXPIRES 12-31-33
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	5
Census Block	5000
Census Tract	30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2520 SAUNDERS RD, RINGGOLD, GA 30736-4003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Quit Claim Deed, Transfer Quitclaim
May 17, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Feb 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Prior Sale	Jul 29, 1998
Deed Document Number	2018604
Deed Book / Page	1926 / 360
Last Transfer Date	May 25, 2023
Transfer Doc	0022790248
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	May 25, 2023
Property Address	2520 SAUNDERS RD, RINGGOLD, GA 30736-4003
Document Number	0022790248
Book / Page	2279 / 248
Instrument Date	May 25, 2023
Instrument	2023-001062
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 SAUNDERS RD, RINGGOLD, GA 30736-4003

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	May 17, 2023
Property Address	2520 SAUNDERS RD, RINGGOLD, GA 30736-4003
Document Number	0022770336
Book / Page	2277 / 336
Instrument Date	May 17, 2023
Instrument	2023-000984
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 SAUNDERS RD, RINGGOLD, GA 30736-4003

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	2520 SAUNDERS RD, RINGGOLD, GA 30736-4003
Document Number	0021170409
Instrument Date	Feb 16, 2021
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2520 SAUNDERS RD RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	0021170409
Date	Mar 2, 2021
Book Page	002117/000409

Lender

Name	TRUIST BK
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 14, 2018
Property Address	2520 SAUNDERS RD, RINGGOLD, GA 30736-4003
Document Number	0019200395
Book / Page	001920 / 000395
Instrument Date	Feb 1, 2018
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,496.00 (+12.38%) Additional exemption filed	$588,955 (+30.71%) Land $105,915 Building $483,040	$1,472,388 (+30.71%) Land $264,788 Building $1,207,600
2023	$8,450.00 (-1.3%) Additional exemption filed	$450,567 Land $83,793 Building $366,774	$1,126,419 Land $209,483 Building $916,936
2022	$8,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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