2448 Saunders Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 2448 Saunders Rd, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,392 sqft · built 1993
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Oct 2022)
Tax Bill$1,647 (2025)
Deeds & MortgagesNov 2022 Sale
Oct 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN00350021000

Property Details

APN / Parcel Number

Primary APN00350021000
Alternative APNs
  • 00350021
  • 16968

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,392 sqft Heated Area
1st Floor Area1,392 sqft
Basement Area200 sqft
Unfinished Basement200 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1997
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,621 sqft (0.68 acres)
Garage Area640 sqft
PorchSlab
Porch Area756 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number16968
Street Address2448 SAUNDERS RD
CityRINGGOLD
StateGA
Zip30736-4022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionPT LL 63 28/3
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group5
Census Block5000
Census Tract30202

Owner

2448 Saunders Rd is owned and occupied by two individuals who acquired it in November 2022.

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Warranty Deed, Transfer
Oct 13, 2022Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Oct 13, 2022Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Jun 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST VOLUNTEER BANK
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2022 · Amount on File
Deed SaleOct 14, 2022 · Amount on File
Prior SaleOct 28, 2005 · Amount on File
Deed Document Number20222438
Deed Book / Page2247 / 440
Last Transfer DateNov 2, 2022
Transfer Doc0022520050
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateNov 2, 2022
Property Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022
Document Number0022520050
Book / Page2252 / 50
Instrument DateNov 2, 2022
Instrument2022-002623
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateOct 13, 2022
Property Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022
Document Number0022470440
Book / Page2247 / 440
Instrument DateOct 13, 2022
Instrument2022-002438
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022

Mortgage

Document Number0022470000000442
DateOct 14, 2022
Book Page0000002247/0000000442
Instrument008392
Lender
NameMOVEMENT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateOct 13, 2022
Property Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022
Document Number0022470440
Book / Page2247 / 440
Instrument DateOct 13, 2022
Instrument2022-002438
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022

Mortgage

Document Number0000008392
DateOct 13, 2022
Instrument008392
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term351 Months
DueJan 1, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018840063
DateJun 14, 2017
Book Page1884/63
Instrument004245
Lender
NameFIRST VOLUNTEER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address2448 SAUNDERS RD, RINGGOLD, GA 30736-4022
Document Number0020270718
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedJan 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2448 SAUNDERS RD RINGGOLD GA 307364022, RINGGOLD, GA 30736-4022

Mortgage

Document Number0020270718
DateJan 2, 2020
Book Page002027/000718
Instrument16
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2035

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,647.00 (+7.09%) Homeowner's exemption$90,580 (+31.85%) Land $7,582 Building $82,998$226,450 (+31.85%) Land $18,955 Building $207,495
2023$1,538.00 (+30.12%)$68,698 Land $6,022 Building $62,676$171,745 Land $15,055 Building $156,690
2022$1,182.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2448 Saunders Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2448 Saunders Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 88% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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