2520 Saddleback Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 2520 Saddleback Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,191 sqft · built 2013
Lot Size	0.606 acres (26,397 sqft)
Owner	Individual Name on File
Last Sale	$470,716 (Jun 2023)
Tax Bill	$4,848 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`000C154380`

Property Details

APN / Parcel Number

Primary APN	`000C154380`
Alternative APNs	`03-0821-06-4-06-45-0000` `R0354234` `C15438`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,191 sqft Living Area
Gross Area	4,412 sqft
1st Floor Area	2,206 sqft
Basement Area	2,206 sqft
Finished Basement	1,985 sqft
Unfinished Basement	221 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,397 sqft (0.606 acres)
View / Lot	Golf Course
Garage Area	1,532 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Frame Porch
Porch Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2520 SADDLEBACK DR
City	LAUREL
State	MT
Zip	59044-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 1, LOT 28, ACRES 0.606
Legal Range	24E
Legal Township	02S
Legal Section	06
Legal Subdivision	SADDLEBACK RIDGE ESTATES SUB 2ND FIL
Legal Block	1
Legal Lot Number	28
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1001
Census Tract	1403

Owner

Source: Yellowstone County records · APN 000C154380

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2520 SADDLEBACK DR, LAUREL, MT 59044-3625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2023	Warranty Deed, Transfer · Line of Credit YELLOWSTONE BANK
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2023 · Amount on Record
Deed Sale	Jun 05, 2023 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	20234048639
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 05, 2023
Property Address	2520 SADDLEBACK DR, LAUREL, MT 59044-3625
Document Number	0004048639
Map Reference	DOC 3366424
Instrument Date	Jun 05, 2023
Instrument	4048639
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 SADDLEBACK DR, LAUREL, MT 59044-3625

Mortgage

Document Number	0004048640
Date	Jun 05, 2023
Instrument	4048640

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	May 06, 2024

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2520 SADDLEBACK DR, LAUREL, MT 59044-3625
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004015514
Date	Apr 29, 2022
Instrument	4015514

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2520 SADDLEBACK DR, LAUREL, MT 59044-3625
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003866130
Date	Oct 23, 2018
Instrument	000003866130

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2520 SADDLEBACK DR, LAUREL, MT 59044-3625
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003945000
Date	Oct 27, 2020
Instrument	3945000

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$867,000 (+22.87%) Land $109,846 Building $757,154	$867,000 (+22.87%) Land $109,846 Building $757,154
2024	$4,848.00 (+8.48%)
2023	$4,469.00	$705,600	$705,600 Land $96,615 Building $608,985

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 66% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
BHT Investment Holdings Fixed Wireless	100 / 20

Based on FCC filings for 40 locations within half a mile of this property.

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