2490 Saddleback Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 2490 Saddleback Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,162 sqft · built 2018
Lot Size	0.657 acres (28,619 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,237 (2024)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`000C154370`

Property Details

APN / Parcel Number

Primary APN	`000C154370`
Alternative APNs	`03-0821-06-4-06-40-0000` `R0354233` `C15437`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,162 sqft Living Area
Gross Area	3,939 sqft
1st Floor Area	1,777 sqft
Attic	Attic
Attic Area	385 sqft
Basement Area	1,777 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,619 sqft (0.657 acres)
View / Lot	Golf Course
Garage Area	2,865 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	180 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2490 SADDLEBACK DR
City	LAUREL
State	MT
Zip	59044-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 1, LOT 27, ACRES 0.657
Legal Range	24E
Legal Township	02S
Legal Section	06
Legal Subdivision	SADDLEBACK RIDGE ESTATES SUB 2ND FIL
Legal Block	1
Legal Lot Number	27
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1001
Census Tract	1403

Owner

Source: Yellowstone County records · APN 000C154370

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2490 SADDLEBACK DR, LAUREL, MT 59044-3624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
May 24, 2019	Deed of Trust, Mortgage STOCKMAN BK/MT
Sep 27, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Mar 21, 2018	Warranty Deed, Construction Loan · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2018
Deed Sale	Mar 21, 2018
Deed Document Number	20183844351
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2490 SADDLEBACK DR, LAUREL, MT 59044-3624
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003923991
Date	Jun 15, 2020
Instrument	3923991

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2490 SADDLEBACK DR, LAUREL, MT 59044-3624
Document Number	0003884375
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 05, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2490 SADDLEBACK DR LAUREL MT 590443624, LAUREL, MT 59044-3624

Mortgage

Document Number	0003884375
Date	May 30, 2019
Instrument	3884375

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 27, 2018
Property Address	2490 SADDLEBACK DR, LAUREL, MT 59044-3624
Instrument Date	Aug 24, 2018
Instrument	3863734
Transaction Type	Construction Loan
Record Updated	Oct 05, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 NIGHTINGALE DR BILLINGS MT 591016637, BILLINGS, MT 59101-6637

Mortgage

Document Number	0003863734
Date	Sep 27, 2018
Instrument	3863734

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 26, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 21, 2018
Property Address	2490 SADDLEBACK DR, LAUREL, MT 59044-3624
Document Number	0003844351
Instrument Date	Mar 21, 2018
Instrument	3844351
Transaction Type	Construction Loan
Record Updated	Apr 03, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 NIGHTINGALE DR BILLINGS MT 591016637, BILLINGS, MT 59101-6637

Mortgage

Document Number	3844352
Date	Mar 21, 2018
Instrument	3844352

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 20, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$743,800 (+17.08%) Land $114,190 Building $629,610	$743,800 (+17.08%) Land $114,190 Building $629,610
2024	$4,237.00 (+5.29%)
2023	$4,024.00	$635,300	$635,300 Land $97,556 Building $537,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), as of March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 301110014031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 62% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
BHT Investment Holdings Fixed Wireless	100 / 20

Based on FCC filings for 40 locations within half a mile of this property.

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