2520 Regency Rd, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 2520 Regency Rd, Lexington, KY 40503

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	15,200 sqft · built 1980
Lot Size	0.85 acres (37,026 sqft)
Owner	Company Name on Record
Last Sale	$2,370,600 (Feb 2016)
Tax Bill	$15,702 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Mortgage
APN	`14448027`

Property Details

APN / Parcel Number

Primary APN	`14448027`

Interior

Units	21 Units
Stories	1 Story
Building Area	15,200 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Combination
Lot Area	37,026 sqft (0.85 acres)
Parking Spaces	48 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	2520 REGENCY RD
City	LEXINGTON
State	KY
Zip	40503-3059
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-4
Legal Description	B-687 MILLER BIRD COMMERCIAL PARK LOT 10; BOOK: 3376 PAGE: 435
Legal Subdivision	MILLER BIRD COMMERCIAL PARK
Legal Block	B
Legal Lot Number	10
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2021
Census Tract	2800

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	131 KENTUCKY AVE, LEXINGTON, KY 40502-1754
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage REPUBLIC BANK & TRUST COMPANY
Feb 25, 2022	Deed of Trust, Mortgage REPUBLIC BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2016 · Amount on Record
Deed Sale	Feb 17, 2016 · Amount on Record
Deed Book / Page	3376 / 435
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	2520 REGENCY RD, LEXINGTON, KY 40503-3059
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000369/548
Date	Feb 25, 2022
Book Page	0369/548

Lender

Name	REPUBLIC BANK & TRUST COMPANY

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	2520 REGENCY RD, LEXINGTON, KY 40503-3059
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000369/559
Date	Feb 25, 2022
Book Page	0369/559

Lender

Name	REPUBLIC BANK & TRUST COMPANY

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,702.00 (+1.88%)	$1,246,400 (-)	$1,246,400 (-)
2025	$15,412.00	$1,246,400 (-)	$1,246,400 (-)
2023	$15,412.00	$1,246,400	$1,246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1978–2010)
Claims Outside the SFHA	17 of 18
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL	2,000 / 2,000

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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