2433 Regency Rd, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 2433 Regency Rd, Lexington, KY 40503

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,440 sqft · built 1981
Lot Size	0.87 acres (37,897 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Jan 2026)
Tax Bill	$14,488 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2026 Sale & Mortgage + 1 more
APN	`25063904`

Property Details

APN / Parcel Number

Primary APN	`25063904`

Interior

Units	2 Units
Stories	1 Story
Building Area	7,440 sqft Total Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Combination
Lot Area	37,897 sqft (0.87 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	2433 REGENCY RD
City	LEXINGTON
State	KY
Zip	40503-2955
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	P-1
Legal Description	A-555 SOUTHLAND VILLAGE LOT 5; BOOK: 3730 PAGE: 626
Legal Subdivision	JAMES K PIPER PROPERTY
Legal Block	A
Legal Lot Number	5
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2018
Census Tract	2800

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2220 TERRANOVA CT, LEXINGTON, KY 40513-1839
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage KENTUCKY HIGHLANDS INVESTMENT CORPORATIO
Jan 9, 2026	Deed, Transfer · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Jan 30, 2020	Deed, Transfer · Stand-Alone First Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	2026198
Deed Book / Page	4171 / 711
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	2433 REGENCY RD, LEXINGTON, KY 40503-3043
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000364/093
Date	Feb 16, 2022
Book Page	0364/093

Lender

Name	KENTUCKY HIGHLANDS INVESTMENT CORPORATIO

Agreement

Amount	Amount Recorded

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 9, 2026
Property Address	2433 REGENCY RD, LEXINGTON, KY 40503-3043
Document Number	DB4171/711
Book / Page	DB 4171 / 711
Map Reference	CAB D SL 141
Instrument Date	Jan 7, 2026
Instrument	202601090198
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2028 MERRICK DR, RICHMOND, KY 40475-8133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 TERRANOVA CT, LEXINGTON, KY 40513-1839

Mortgage

Document Number	0MB1113723
Date	Jan 9, 2026
Instrument	MB 11137/23

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2036

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 30, 2020
Property Address	2433 REGENCY RD, LEXINGTON, KY 40503-3043
Document Number	003730/626
Book / Page	3730 / 626
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009522/317
Date	Jan 30, 2020
Book Page	9522/317

Lender

Name	TRUIST BK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,488.00 (+26.67%)	$1,150,000 (+24.32%)	$1,150,000 (+24.32%)
2025	$11,438.00	$925,000 (-)	$925,000 (-)
2023	$11,438.00	$925,000	$925,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1978–2010)
Claims Outside the SFHA	17 of 18
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL	2,000 / 2,000

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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