2520 Paperbark Dr, Monroe, NC 28110 Property Records

Union County property record for 2520 Paperbark Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 ba · 1,622 sqft · built 2002
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2023)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-396-455`

Property Details

APN / Parcel Number

Primary APN	`09-396-455`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	2,072 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2520 PAPERBARK DR
City	MONROE
State	NC
Zip	28110-1320
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#40 WINCREST OPCF995
Legal Subdivision	WINCREST
Legal Lot Number	40
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2000
Census Tract	20307

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 PAPERBARK DR, MONROE, NC 28110-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	202315287
Deed Book / Page	8733 / 813
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 27, 2023
Property Address	2520 PAPERBARK DR, MONROE, NC 28110-1320
Document Number	0008733813
Book / Page	8733 / 813
Map Reference	CAB F FILE 995
Instrument Date	Jun 26, 2023
Instrument	15287
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9130 TWILIGHT HILL CT, CHARLOTTE, NC 28277-3592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 PAPERBARK DR, MONROE, NC 28110-1320

Mortgage

Document Number	0000015288
Date	Jun 27, 2023
Instrument	15288

Lender

Name	JAN JOHANNESBURG RESTATED
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (+10.83%)	$368,000 (+40.35%) Land $74,000 Building $294,000	$368,000 (+40.35%) Land $74,000 Building $294,000
2023	$2,216.00 (+2.17%)	$262,200 (-) Land $47,100 Building $215,100	$262,200 (-) Land $47,100 Building $215,100
2022	$2,169.00	$262,200 Land $47,100 Building $215,100	$262,200 Land $47,100 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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