2517 Paperbark Dr, Monroe, NC 28110 Property Records

Union County property record for 2517 Paperbark Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,856 sqft · built 2004
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Jun 2004)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-396-456`

Property Details

APN / Parcel Number

Primary APN	`09-396-456`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,297 sqft
1st Floor Area	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2517 PAPERBARK DR
City	MONROE
State	NC
Zip	28110-1320
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#41 WINCREST MP1 OPCF995
Legal Subdivision	WINCREST
Legal Lot Number	41
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2000
Census Tract	20307

Owner

2517 Paperbark Dr, a rural home, is owned and occupied by an individual who acquired it in November 2006.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2517 PAPERBARK DR, MONROE, NC 28110-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Loan Modification, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
Nov 22, 2019	Loan Modification, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2004 · Amount on File
Deed Sale	Jun 10, 2004 · Amount on File
Prior Sale	Oct 7, 2003 · Amount on File
Deed Document Number	200423892
Deed Book / Page	3466 / 792
Last Transfer Date	Nov 6, 2006
Transfer Doc	4363300
Record Updated	Oct 29, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	2517 PAPERBARK DR, MONROE, NC 28110-1320
Document Number	7540602
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 PAPERBARK DR MONROE NC 281101320, MONROE, NC 28110-1320

Mortgage

Document Number	7540602
Date	Dec 16, 2019
Book Page	007540/000602
Instrument	39212

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2034

Interest

Rate Type	Fixed Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	2517 PAPERBARK DR, MONROE, NC 28110-1320
Document Number	7540598
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 PAPERBARK DR MONROE NC 281101320, MONROE, NC 28110-1320

Mortgage

Document Number	7540598
Date	Dec 16, 2019
Book Page	007540/000598
Instrument	39211

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2517 Paperbark Dr was $2,626.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,500 (-) Land $74,000 Building $318,500	$392,500 (-) Land $74,000 Building $318,500
2025	$2,626.00	$392,500 Land $74,000 Building $318,500	$392,500 Land $74,000 Building $318,500
2023	$2,399.00	$284,300 Land $47,100 Building $237,200	$284,300 Land $47,100 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2517 Paperbark Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2517 Paperbark Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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