2520 Cypress Dr, Upland, CA 91784 Property Records

San Bernardino County property record for 2520 Cypress Dr, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,241 sqft · built 2002
Lot Size	0.492 acres (21,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Dec 2023)
Tax Bill	$16,008 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1003-251-42-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-251-42-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,241 sqft Living Area
Gross Area	4,997 sqft
1st Floor Area	4,241 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	21,437 sqft (0.492 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	422 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2520 CYPRESS DR
City	UPLAND
State	CA
Zip	91784-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS14M
Legal Description	SAN ANTONIO HTS LOT 14 BLK 33 EX BEG MOST NWLY CR SD LOT THE S 04 DEG 32 MIN 31 SECONDS E 190. 60 FT ALG WY LI SD LOT TH S 89 DEG 52 MIN 13 SECONDS E 120.55 FT ELY LI SD LOT TH N 05 DEG 10 MIN 09 SECONDS E 190.60 FT ALG ELY LI SD LOT NELY CR TH WLY A
Legal Subdivision	SAN ANTONIO HEIGHTS
Legal Block	33
Legal Lot Number	14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1003
Census Tract	804

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 CYPRESS DR, UPLAND, CA 91784-1131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Dec 20, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Feb 4, 2016 · Amount on Record
Deed Document Number	2023313275
Prior Transfer Date	Jun 16, 1997
Prior Transfer Doc	0000321710
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 20, 2026
Property Address	2520 CYPRESS DR, UPLAND, CA 91784-1131
Document Number	0000099981
Instrument Date	Apr 13, 2026
Instrument	202699981
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2520 CYPRESS DR, UPLAND, CA 91784-1131

Mortgage

Document Number	0000099981,
Date	Apr 20, 2026
Instrument	202699981

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 20, 2023
Property Address	2520 CYPRESS DR, UPLAND, CA 91784-1131
Document Number	0000313275
Map Reference	MB 4 PG 48
Instrument Date	Nov 16, 2023
Instrument	2023-0313275
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2520 CYPRESS DR, UPLAND, CA 91784-1131

Mortgage

Document Number	0000313276
Date	Dec 20, 2023
Instrument	2023-0313276

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Max Rate	11.7%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,508,580 (+2%) Land $377,145 Building $1,131,435
2025	$16,008.00 (+37.53%) Homeowner's exemption	$1,479,000 (+36.83%) Land $369,750 Building $1,109,250
2023	$11,640.00 (+2.19%) Homeowner's exemption	$1,080,940 Land $378,329 Building $702,611
2022	$11,390.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 88% of California
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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