2520 Crystal Tree Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2520 Crystal Tree Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.289 acres (12,596 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2017)
Tax Bill	$8,900 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-20-27-328-014`

Property Details

APN / Parcel Number

Primary APN	`46-20-27-328-014`

Exterior

Lot Area	12,596 sqft (0.289 acres)

Location & Zoning

Street Address	2520 CRYSTAL TREE DR
City	CHAMPAIGN
State	IL
Zip	61822-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 558 CHERRY HILLS11TH ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS11TH ADD
Legal Lot Number	558
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1039
Census Tract	1204

Owner

2520 Crystal Tree Dr is owned and occupied by an individual who bought it in January 2017.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2520 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 17, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Aug 16, 2013
Deed Document Number	2017872
Transfer Doc	0000011001
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2520 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000007
Date	Jan 4, 2021
Instrument	2021R00007

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 17, 2017
Property Address	2520 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410
Document Number	0000000872
Map Reference	DOC2001R36624
Instrument Date	Dec 3, 2016
Instrument	2017R00872
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 CRYSTA, 2520, CHAMPAIGN, IL 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 S ORCHARD ST, URBANA, IL 61801-6108

Mortgage

Document Number	0000000873
Date	Jan 17, 2017
Instrument	2017R00873

Lender

Name	UNIVERSITY OF ILLINOIS EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,250 Land $20,200 Building $101,050	$363,750 Land $60,600 Building $303,150
2024	$8,900.00
2022	$7,796.00 Homeowner's exemption	$90,780 Land $15,120 Building $75,660	$272,340 Land $45,360 Building $226,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2520 Crystal Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2520 Crystal Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink.

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