2512 Crystal Tree Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2512 Crystal Tree Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.268 acres (11,695 sqft)
Owner	2 Individual Names on File
Last Sale	$34,666 (Aug 2022)
Tax Bill	$7,761 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-27-328-018`

Property Details

APN / Parcel Number

Primary APN	`46-20-27-328-018`

Exterior

Lot Area	11,695 sqft (0.268 acres)

Location & Zoning

Street Address	2512 CRYSTAL TREE DR
City	CHAMPAIGN
State	IL
Zip	61822-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 562 CHERRY HILLS11TH ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS11TH ADD
Legal Lot Number	562
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1039
Census Tract	1204

Owner

2512 Crystal Tree Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2512 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 18, 2020	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Jun 18, 2020 · Amount on File
Deed Document Number	202214352
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 3, 2022
Property Address	2512 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410
Document Number	0000014352
Map Reference	DOC 2001R36624
Instrument Date	Jul 15, 2022
Instrument	2022R14352
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2512 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410

Mortgage

Document Number	0000014353
Date	Aug 3, 2022
Instrument	2022R14353

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.81%
Index	12-Month MTA
Max Rate	9.81%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 18, 2020
Property Address	2512 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410
Document Number	0000010973
Map Reference	DOC 2001R36624
Instrument Date	Jun 3, 2020
Instrument	2020R10973
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410

Mortgage

Document Number	0000010974
Date	Jun 18, 2020
Instrument	2020R10974

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 19, 2018
Property Address	2512 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410
Document Number	0000016390
Map Reference	DOC2001R36624
Instrument Date	Sep 7, 2018
Instrument	2018R16390
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2512 CRYSTAL TREE DR, CHAMPAIGN, IL 61822-7410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016391
Date	Sep 19, 2018
Instrument	2018R16391

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,590 Land $20,200 Building $86,390	$319,770 Land $60,600 Building $259,170
2024	$7,761.00
2022	$6,788.00 Homeowner's exemption	$79,820 Land $15,120 Building $64,700	$239,460 Land $45,360 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2512 Crystal Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2512 Crystal Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink.

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